Ciniki vs Zuba Jari Wanne Yafi Kyau a 2024?

Ciniki vs zuba jari Wanne Yafi Kyau? Lokacin neman riba a kasuwannin hannun jari, kun fi son haɓakawa da faɗuwar hannun jari inda za ku iya siye ƙasa da siyar da yawa, ko kuna son ganin fili ya dawo hannun jari akan lokaci? Wannan zaɓin yana da mahimmanci saboda yana bayyana salon ku na saka hannun jari, ko kuna bin riba na dogon lokaci ko na ɗan gajeren lokaci.

Table of Contents:

• Ciniki vs Zuba Jari Menene Bambancin?
• Menene Kasuwanci?
• Menene Zuba Jari?
• Trading vs Investing Wanne ya fi kyau?
  • Ciniki - Haɗari mafi girma, lada mafi girma
  • Zuba Jari - Labarin Warren Buffett
  • Ciniki vs Zuba Jari Wanne Yafi Samun Riba
  • Dama don Haɗawa da Rarraba Samun shiga
• Final Zamantakewa
• Tambayoyin da

Ciniki vs Zuba Jari Menene Bambancin?

Dukansu Trading da Zuba jari sune mahimman sharuɗɗa a cikin kasuwar hannun jari. Suna nuna salon saka hannun jari, wanda ke magance maƙasudai daban-daban, kawai an faɗi, riba na ɗan gajeren lokaci vs ribar dogon lokaci.

Menene Kasuwanci?

Kasuwanci shine aikin siye da siyar da kadarorin kuɗi, kamar hannun jari ɗaya, ETFs (kwando na hannun jari da sauran kadarori), shaidu, kayayyaki, da ƙari, da nufin samun riba na ɗan gajeren lokaci. Abin da ke damun 'yan kasuwa shine wace hanya ce hannun jari zai ci gaba da kuma yadda mai ciniki zai iya samun riba daga wannan motsi.

Menene Zuba Jari?

Akasin haka, saka hannun jari a kasuwannin hannayen jari yana da nufin samun riba mai tsawo, da siya da kuma riƙe kadarori, kamar hannun jari, rarar kuɗi, shaidu, da sauran tsare-tsare na shekaru zuwa shekaru da yawa. Abin da ke da mahimmanci ga masu zuba jari shine haɓakar haɓakawa a kan lokaci da kuma dawowar kasuwannin jari, wanda ke haifar da haɓaka mai mahimmanci.

Trading vs Investing Wanne ya fi kyau?

Lokacin magana game da saka hannun jari a kasuwannin hannayen jari, akwai ƙarin abubuwan da za a yi la'akari da su baya ga motsi na riba

Ciniki - Haɗari mafi girma, lada mafi girma

Ciniki sau da yawa ya ƙunshi matakan haɗari mafi girma, kamar yadda 'yan kasuwa ke nunawa ga ɗan gajeren lokaci na kasuwa. Gudanar da haɗari yana da mahimmanci, kuma 'yan kasuwa na iya amfani da haɓaka don haɓaka dawowa (wanda kuma yana ƙara haɗari). Kasuwar kumfa tana faruwa akai-akai a cikin cinikin haja. Yayin da kumfa na iya haifar da riba mai yawa ga wasu masu zuba jari, kuma suna haifar da haɗari mai mahimmanci, kuma lokacin da suka fashe, farashin zai iya faduwa, yana haifar da hasara mai yawa.

Misali mai kyau shine John Paulson - Shi ne manajan asusun shinge na Amurka wanda ya samu arziki ta hanyar yin caca a kasuwannin gidaje na Amurka a shekara ta 2007. Ya sami dala biliyan 15 a asusunsa da kuma dala biliyan 4 ga kansa a cikin abin da aka sani da ciniki mafi girma da aka taba samu. Duk da haka, ya kuma yi hasara mai yawa a cikin shekaru masu zuwa, musamman a cikin jarin da ya zuba a cikin zinariya da kasuwanni masu tasowa.

Zuba Jari - Labarin Warren Buffett

Dogon saka hannun jari ana ɗaukarsa ƙasa da haɗari fiye da ciniki. Yayin da darajar zuba jari na iya canzawa a cikin ɗan gajeren lokaci, yanayin tarihi na kasuwar hannun jari ya kasance sama da tsawon lokaci mai tsawo, yana samar da matsayi na kwanciyar hankali. Ana ganin shi sau da yawa a matsayin kafaffen saka hannun jari mai kayyadaddun kuɗaɗe kamar samun kuɗin shiga, wanda ke neman samar da tsayayyen rafi na dawowa daga ma'ajin su.

Mu duba Labarin saka hannun jari na Buffett, Ya fara tun yana yaro, lambobi da kasuwanci suna sha'awar. Ya sayi hannun jarinsa na farko yana dan shekara 11 da kuma saka hannun jarin sa na farko yana dan shekara 14. Salon saka hannun jarin Buffett ya sa aka yi masa lakabi da “The Oracle of Omaha”, saboda ya yi fice a kasuwa akai-akai kuma ya yi wa kansa da masu hannun jarinsa arziki. Ya kuma zaburar da wasu da dama masu zuba jari da ’yan kasuwa su yi koyi da shi, su yi koyi da hikimarsa.

Ya kuma yi watsi da sauye-sauye na gajeren lokaci kuma yana mai da hankali kan ainihin ƙimar kasuwancin. Ya taɓa cewa, “Farashin abin da kuke biya. Daraja shine abin da kuke samu." Ya ba da basirarsa da shawarwarinsa ta hanyar wasiƙunsa na shekara-shekara ga masu hannun jari, tambayoyinsa, jawabansa, da littattafansa. Wasu daga cikin shahararrun maganganunsa sune:

• Doka No. 1: Kada ku yi asarar kuɗi. Doka ta 2: Kada a manta da doka No. 1.”
• "Zai fi kyau a sayi kamfani mai ban mamaki a farashi mai kyau fiye da kamfani mai gaskiya a farashin mai kyau."
• "Kuji tsoro yayin da wasu masu haɗama da cizo yayin da wasu ke tsoro."
• "Mafi mahimmancin inganci ga mai saka hannun jari shine hali, ba hankali ba."
• "Wani yana zaune a cikin inuwa a yau saboda wani ya dasa itace tuntuni."

Ciniki vs Zuba Jari Wanne Yafi Samun Riba

Trading vs Investing Wanne ya fi kyau? Shin ciniki yana da wahala fiye da saka hannun jari? Neman riba shine makomar 'yan kasuwa da masu zuba jari. Bari mu ga misalai masu zuwa don taimaka muku samun ingantattun dabaru kan yadda ciniki da saka hannun jari ke aiki

Misalin ciniki: Kasuwancin Kasuwancin Rana tare da Apple Inc (AAPL)

buying: 50 hannun jari na AAPL a $150 a kowace rabon.

Selling: 50 hannun jari na AAPL a $155 a kowace rabon.

Samun kuɗi:

• Zuba Jari na Farko: $150 x 50 = $7,500.
• Sayar da Ci gaba: $155 x 50 = $7,750.
• Riba: $7,750 - $7,500 = $250 (ban da haraji da haraji)

ROI = (Sayar da Ci gaba - Zuba Jari na Farko / Zuba Jari na Farko) = (7,750-7,500/7,500)×100%=3.33%. Bugu da ƙari, A cikin ciniki na rana, hanya ɗaya tilo don samun riba mai yawa shine ku sayi da yawa akan farashi mafi ƙasƙanci kuma ku sayar da su duka akan farashi mafi girma. Haɗari mafi girma, lada mafi girma.

Misalin saka hannun jari: Zuba jari a Kamfanin Microsoft (MSFT)

Siyan: Hannun jari 20 na MSFT a $200 a kowace rabon.

Lokacin Riƙe: 5 shekaru.

Siyarwa: Hannun jari 20 na MSFT a $300 a kowace rabon.

Samun kuɗi:

• Zuba Jari na Farko: $200 x 20 = $4,000.
• Sayar da Ci gaba: $300 x 20 = $6,000.
• Riba: $6,000 - $4,000 = $2,000.

ROI=(6,000−4,000/4000)×100%=50%

Komawa Shekara-shekara=(Jimlar Komawa/Yawan Shekaru)×100%= (2500/5)×100%=400%. Yana nufin idan kuna da kuɗi kaɗan, saka hannun jari shine mafi kyawun zaɓi.

Dama don Haɗawa da Rarraba Samun shiga

Ciniki vs Zuba Jari Wanne Yafi Kyau a Haɗuwa? Idan kun fi son ci gaban gabaɗaya da haɓaka sha'awa, Zuba jari a hannun jari da rabon kuɗi shine mafi kyawun zaɓi. Biyan kuɗi na raba yawanci ana biyan su kwata-kwata kuma ƙara har zuwa 0.5% zuwa 3% na ƙimar rabon a cikin shekara.

Misali, bari mu ce kuna son saka hannun jarin $100 a kowane wata a cikin hannun jarin da ke biyan ribar kwata na $0.25 a kowace hannun jari, yana da farashin hannun jari na yanzu $50, kuma yana da rabon haɓakar kashi 5% kowace shekara. Jimlar ribar bayan shekara 1 zai zama kusan $1,230.93, kuma bayan shekaru 5, jimillar ribar za ta kasance kusan $3,514.61 (Daukacin 10% Komawar Shekara-shekara).

Final Zamantakewa

Trading vs Investing Wanne ya fi kyau? Duk abin da kuka zaɓa, yi hankali da haɗarin kuɗi, da ƙimar kasuwancin da kuke saka hannun jari a kai. Koyi daga shahararrun 'yan kasuwa da masu zuba jari kafin saka kuɗin ku a hannun jari.

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Tambayoyin da

Menene mafi kyawun saka hannun jari ko ciniki?

Trading vs Investing Wanne ya fi kyau? Ciniki na ɗan gajeren lokaci ne kuma ya ƙunshi haɗari mafi girma fiye da saka hannun jari na dogon lokaci. Dukkan nau'ikan biyu suna samun riba, amma 'yan kasuwa sukan sami karin riba idan aka kwatanta da masu zuba jari idan sun yanke shawarar da suka dace, kuma kasuwa tana yin daidai.

Wanne ne mafi kyawun zaɓi ciniki ko saka hannun jari?

Trading vs Investing Wanne ya fi kyau? Idan gabaɗaya kuke neman haɓaka gabaɗaya tare da babban riba a cikin dogon lokaci ta hanyar siye da riƙewa, yakamata ku saka hannun jari. Ciniki, da bambanci, yana amfani da kasuwannin tasowa da faɗuwa a kowace rana, shiga da fita matsayi da sauri, da kuma ɗaukar ƙananan riba, mafi yawan riba.

Me yasa yawancin 'yan kasuwa ke asarar kuɗi?

Babban dalilin da 'yan kasuwa ke ƙarewa har rasa kuɗi shine saboda ba su kula da haɗari da kyau. Don kare hannun jarin ku lokacin cinikin hannun jari, yana da matukar mahimmanci a yi amfani da kayan aiki kamar odar asarar-tashe kuma a tabbata girman kasuwancin ku ya dace da juriyar haɗarin ku. Idan ba ku gudanar da haɗari da kyau ba, kasuwanci mara kyau ɗaya kawai zai iya ɗaukar wani muhimmin sashi na abin da kuka samu.

Ref: aminci | Investopedia