Kodi Ndifunika Ndalama Zingati Kuti Ndiyambe Kuyika? Ngati mukuganiza kuti muyenera kukhala ndi ndalama zosachepera 10,000 mu akaunti yanu kuti muyambe kuyikapo ndalama, ndikulakwitsa kwakukulu. Kuyika ndalama kuyenera kuyamba msanga, kuyambira ndi ndalama zochepa za $ 100 mpaka $ 1,000, ndipo ndi njira yabwino, ikhoza kubweretsa phindu lalikulu. Ngati simukudziwa kuchuluka kwa ndalama zomwe mukufunikira kuti muyambe kuyika ndalama mu 2024, nayi maupangiri 5 okuthandizani pompano.
M'ndandanda wazopezekamo:
- Kodi Ndifunika Ndalama Zingati Kuti Ndiyambe Kuyika?
- Zitengera Zapadera
- Mafunso Ofunsidwa Kawirikawiri
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- Njira 7 Zopanga ndi Template Yaulere Yopanga Munthu Mu 2023
Kodi Ndifunika Ndalama Zingati Kuti Ndiyambe Kuyika?
Kodi Ndifunika Ndalama Zingati Kuti Ndiyambe Kuyika? Nali lamulo losavuta: “Mwabwino, mudzagulitsa kwinakwake 15% -25% ya ndalama zomwe mumapeza pambuyo pa msonkho" malinga ndi Mark Henry, woyambitsa ndi CEO ku Alloy Wealth Management. Izi zingaphatikizepo masheya, ma bond, dividends, mutual funds, kapena ndalama zogulitsa malonda (ETFs). Kusiyanitsa ndalama zanu kumathandizira kufalitsa chiwopsezo ndikuwonjezera phindu pakapita nthawi.
Kodi ndinu okonzeka pazachuma?
Ndisanafunse "Kodi Ndifunika Ndalama Zingati Kuti Ndiyambe Kuyika” dzifunseni nokha, Choyamba, zindikirani mkhalidwe wanu wachuma. Kodi ndalama zomwe mumapeza komanso momwe mumagwiritsira ntchito zimakupatsani ndalama zina kuti muyikepo? Kodi muli ndi ngongole kapena thumba ladzidzidzi lomwe limalipira ndalama zoyambira miyezi itatu kapena sikisi? Zitha kukhala pachiwopsezo ngati mutagulitsa ndalama zanu zonse popanda zosunga zobwezeretsera chifukwa zomwe mukuchita ndikugulitsa kwanthawi yayitali. Palibe zomveka ngati muyimitsa ndalama zanu, kuchotsa ndalama zanu, ndipo simunapindulepo izi zisanachitike.
Phunzirani za chindapusa cha brokerage
Malipiro a brokerage ndi chindapusa choperekedwa ndi broker pochita malonda m'malo mwa kasitomala. Ndalama zolipirira brokerage zimatha kusiyanasiyana kutengera ndi broker, mtundu wa zida zandalama zomwe zikugulitsidwa, komanso ntchito zomwe zimaperekedwa.
Njira yosavuta yopangira ndalama zatsopano: Peresenti = (Ndalama / Mtengo Wobwereketsa)×100. Ngati mtengo wobwereketsa wa $ 5, ndipo Investment m'magawo ndi $ 600, kubweza kumayimira kupitilira 0.83% ya ndalama zanu. Ndikwabwino kufufuza momwe ndalama zogulitsira zimasiyanirana ndi mabizinesi osiyanasiyana.
Mukufuna ndalama zingati kuti muyambe kuyika ndalama m'masheya?
Kodi ndifunika ndalama zingati kuti ndiyambe kuyikapo ndalama? Pokhala ndi kachidutswa kakang'ono ndi ndalama zochepa, m'malo mosiyanitsa katundu wawo pamagulu osiyanasiyana, mukhoza kuyang'ana ochepa omwe ali ndi mphamvu zolimba.
Tangoganizani kugawa $ 3,000 ina ku kampani yolonjeza mphamvu zongowonjezwdwa monga Tesla (TSLA) pamene ikutuluka mu gawo lophatikizana ndi malo abwino ogula $450 mu November 2022. Pogwira ntchitoyi mpaka pakati pa 2024, mutha kuwona 120% phindu, kumasulira ku phindu la $3,600. Izi sizikumveka zoyipa.
Zitengera Zapadera
Mwachidule, ndi bwino kuyamba ndalama mwamsanga, tiyeni tiyambire $10 mwezi uliwonse ndipo mudzaona kusiyana lonse.
💡Njira ina yopezera ndalama mwanzeru? Chidwi ndi chida chowonetsera bwino chomwe chimapereka zambiri pamadongosolo amagulu ndi mabizinesi. Ndi mapulogalamu amtundu uliwonse, mutha kugwiritsa ntchito ndalama zochepa ndikupeza zazikulu. Pangani maphunziro ndi kuphunzira kukhala okhudzidwa kwambiri ndi AhaSlides tsopano!
Mafunso Ofunsidwa Kawirikawiri
Kodi muyenera kuyamba kuyika ndalama zingati?
Ndalama zabwino kwambiri zogulira ndalama zimakhala pafupifupi 10% mpaka 15% ya ndalama zomwe mumapeza chaka chilichonse pa dongosolo lopuma pantchito. Zimapezeka kuti zimayamba ndi bajeti yaying'ono mwezi uliwonse poyika ndalama zokhazikika kuyambira pano, monga kuyika ndalama pa stock, dividends, bond, ndi ETFs.
Kodi $100 yokwanira kuti muyambe kuyikapo ndalama?
Inde, ndikusuntha kwabwino kwambiri pakugulitsa kwanu kwanthawi yayitali mukakhala ndi ndalama zapakati. Kupanga ndalama zokwana $100 pamwezi kungakuthandizeni kuti mupeze phindu lalikulu pakapita nthawi, potengera kubweza kwapachaka kwa 10%.
Kodi ndalama zochepa zoyikapo ndi ziti?
M'malo mwake, palibe chofunikira chotere pazachuma. M'malo mwake, pali othandizira ambiri omwe salipiritsa chindapusa, kotero mutha kuyamba kuyika ndalama pamsika ndi $ 1.
Kodi lamulo la 15 * 15 * 15 ndi chiyani?
Lamulo la 15 * 15 * 15 ili ndilodziwika kwambiri ku India, lomwe likutsatira ndondomeko ya SIP-based mutual fund investment. Zimaganiza kuti ngati mugulitsa Rs 15000 pamwezi kwa zaka 15 pakubweza kwa 15% pachaka kukupatsani chuma cha Rs 1 crore kumapeto kwa zaka 15.
Ref: Komamba
