Momwe Mungayambitsire Kugulitsa Manyumba Kwa Oyamba mu 2024

Kodi kalozera womaliza ndi chiyani Kugulitsa Malo Ogulitsa Kwa Oyamba? Kodi munayamba mwadzifunsapo ngati pali chinsinsi chakukula kwachuma chomwe chimapitilira ndalama zachikhalidwe?

Chinachake chogwirika, champhamvu, komanso chotheka kusintha? Lowani m'dziko lazachuma - malo omwe njerwa ndi matope zimatha kumanga zambiri osati zomanga; akhoza kupanga njira yopezera chuma.

M'nkhaniyi, tiyamba ulendo wodutsa pazikhazikiko zoyambira kugulitsa nyumba kwa oyamba kumene, ndikuwunika ma nuances ake ndikuyankha mafunso omwe mwina adakupangitsani chidwi.

M'ndandanda wazopezekamo:

• Kodi Real Estate Investment ndi chiyani?
• Ganizirani za Real Estate ngati Investment
• Real Estate Investing For Beginners Strategies
  • Gulani ndi Kugwira
  • Konzani-ndi-Flip
  • Zikhulupiriro za Real Estate Investment (REITs)
  • Wholesaling
  • Kuchulukitsa Anthu Kwawo
  • Kubera Nyumba
  • REO (Real Estate Owned) Investing 
  • Zosankha Zobwereketsa
• Zitengera Zapadera
• Mafunso Ofunsidwa Kawirikawiri

Kodi Real Estate Investment ndi chiyani?

Kugulitsa nyumba ndi nyumba kumaphatikizapo kugula mwanzeru, umwini, ndi kasamalidwe wa katundu ndi cholinga chopezera ndalama kapena kuzindikira kuyamikira kwakukulu. Zimadutsa kupitirira umwini wa katundu, kupereka njira zambiri zotsegula mtengo wanthawi yayitali wa katundu.

Pachimake, kugulitsa nyumba ndi kudzipereka mwadala kwa ndalama zothandizira kupeza, kukonza, kapena chitukuko cha malo, zonse ndi cholinga chachikulu chopezera phindu.

Kuyika ndalama zogulira malo kwa oyamba kumene ndi kosiyanasiyana, kuyambira kubwereketsa kwanthawi yayitali mpaka kusamutsa katundu mwachangu. Zimalola osunga ndalama kuyenda misika, gwiritsani ntchito mwayi wokweza mitengo yazinthu, ndikudina ndalama zobwereketsa kuti mupindule.

Ganizirani za Real Estate ngati Investment

Malo ogulitsa nyumba ndi njira yolimbikitsira ndalama pazifukwa zingapo. Zimapereka kukhazikika komanso kukhazikika ngati chuma chakuthupi, kuthekera koyamikiridwa kwanthawi yayitali, komanso mwayi wopeza ndalama zokhazikika pogwiritsa ntchito renti.

Malo ogulitsa nyumba amawonjezera kusiyanasiyana kuzinthu zamabizinesi, amakhala ngati mpanda wolimbana ndi kukwera kwa mitengo, komanso amapereka mwayi wamisonkho. Otsatsa amakhala ndi mphamvu pa katundu wawo, ndipo njira zosiyanasiyana zopezera ndalama zimatengera zomwe amakonda.

Kuphatikiza apo, malo ogulitsa nyumba amatha kukhala cholowa, kupereka mwayi wotumiza chuma. Ngakhale kuti msika umakhalapo, kuyika ndalama zogulira malo kungathe kubweretsa phindu labwino ngati kufufuzidwa mosamala ndikugwirizana ndi zolinga zachuma.

Real Estate Investing For Beginners Strategies

Kodi njira yabwino kwambiri yogulitsira malo kwa oyamba kumene? Njira iliyonse ili ndi malingaliro ake, ndipo kupambana kumadalira kufufuza bwino, kumvetsetsa msika, ndi kugwirizanitsa ndi zolinga zanu zachuma. Nthawi zonse ganizirani kufunafuna upangiri kwa akatswiri ndikuchita mosamala musanapange zisankho zazikulu zogulitsa nyumba.

Gulani ndi Kugwira

• Njira: Itanizani katundu kwa nthawi yayitali, kuwabwereketsa kuti apeze ndalama zokhazikika.
• Kuwunika: Njira iyi imathandizira kuyamikira kwa katundu ndi ndalama zokhazikika zomwe zimapezeka kudzera mu renti, zomwe zimapangitsa kukhala chisankho chokhazikika pakumanga chuma chanthawi yayitali.
• Chitsanzo: Gulani duplex m'dera lomwe likukula, lendi nyumba imodzi, ndikukhala pamalo ena pomwe mitengo ikuwonjezeka pakapita nthawi.

Zabwino kwambiri: Ndalama zobwereketsa nthawi zonse, chiyamikiro cha katundu chomwe chingakhalepo, ndi phindu la msonkho.

Konzani-ndi-Flip

• Njira: Gulani zinthu zomwe zasokonekera, konzanso, ndikugulitsa mwachangu kuti mupeze phindu.
• Kuwunika: Njirayi ikufuna kutenga nawo mbali pakukonzanso katundu ndi nthawi yogulitsira malonda, ndi cholinga chogulitsa pamlingo wovomerezeka.
• Chitsanzo: Gulani malo otsekeredwa, sungani ndalama zokonzanso, ndikugulitsani phindu msikawo ukadzabweranso.

Zabwino kwambiri: Kuthekera kubweza msanga, ndi chitukuko cha luso pakukonzanso katundu.

Zikhulupiriro za Real Estate Investment (REITs)

• Njira: Ikani ndalama m'ma REIT ogulitsidwa poyera kuti mupeze malo osiyanasiyana.
• Kusanthula: Kumapereka mwayi wowonekera kwa malo ndi ndalama, zomwe zimapangitsa kuti zikhale zoyenera kwa osunga ndalama omwe akufuna kupewa kuyang'anira katundu.
• Chitsanzo: Ikani ndalama mu REIT yomwe imayang'ana kwambiri zachipatala kuti mupindule ndi kukhazikika kwa gawo lazaumoyo.

Zabwino kwa: Diversification, liquidity, ndi kuchitapo kanthu kochepa pamanja.

Wholesaling

• Njira: Tetezani katundu pamtengo wotsika, ndipo perekani mgwirizano kwa wogula wina pamtengo.
• Kusanthula: Pamafunika luso loyankhulana komanso kukhala ndi diso loyang'ana pazinthu zosafunikira. Zimaphatikizapo ndalama zochepa koma zimafuna kupeza bwino kwa malonda.
• Chitsanzo: Dziwani malo omwe ali pachiwopsezo, kambiranani zamalonda abwino, ndikugawira mgwirizano kwa wogulitsa katundu yemwe akufunafuna mwayi wokonza ndikusintha.

Zabwino kwambiri: Chuma chochepa chakutsogolo, kutsindika pa luso lopeza malonda.

Kuchulukitsa Anthu Kwawo

• Njira: Kuphatikizira ndalama ndi ena kuti agwiritse ntchito ma projekiti ogulitsa nyumba kudzera pa nsanja zapaintaneti.
• Kusanthula: Kumachepetsa cholepheretsa kulowa, kupereka mwayi wopeza mapulojekiti akuluakulu okhala ndi ndalama zazing'ono.
• Chitsanzo: Ikani ndalama papulatifomu yopezera ndalama zambiri zothandizira ntchito yotukula nyumba m'matauni omwe amafunikira kwambiri.

Zabwino kwambiri: Kuchepetsa chiopsezo cha munthu aliyense, komanso mwayi wosiyanasiyana wopezera ndalama.

Kubera Nyumba

• Njira: Khalani m'gulu limodzi lanyumba zambiri, ndikubwereketsa ena kuti mulipirire ndalama zanyumba.
• Kusanthula: Kumapereka mwayi wapadera wochepetsera ndalama zogulira munthu pomanga umwini kudzera mu umwini wanyumba.
• Chitsanzo: Gulani fourplex, khalani m’gawo limodzi, ndi kubwereketsa ena atatuwo kuti mulipirire zolipirira nyumba ndi zogulira.

Zabwino kwa: Kupanga ndalama zobwereka komanso zokumana nazo zodziwonera nokha kasamalidwe ka katundu.

REO (Real Estate Owned) Investing 

• Njira: Pezani katundu pambuyo pa kutsekedwa kuchokera ku mabanki kapena obwereketsa.
• Kuwunika: Kumaphatikizapo kugula zinthu zomwe zili zovuta pamitengo yotsika koma pamafunika kusamala.
• Chitsanzo: Chitani nawo mbali pa malonda a malonda ndi kugula katundu wa banki pansi pa mtengo wake wamsika.

Zabwino kwambiri: Kuthekera kopeza malo otsika mtengo wamsika, mwayi woyamikira.

Zosankha Zobwereketsa

• Njira: Apatseni mwayi wogula malowo kuti agule malowo pakadutsa nthawi yobwereketsa.
• Kusanthula: Kuphatikiza ndalama zobwereketsa ndi zomwe zingagulitsidwe m'tsogolo, zomwe zimathandizira onse awiri.
• Chitsanzo: Kubwereketsa malo kwa obwereketsa omwe ali ndi mwayi wogula pasanathe zaka zitatu, kuwapatsa nthawi yopeza ndalama pomwe akupanga ndalama zobwereka.

Zabwino kwambiri: Kukopa ogula, ndikupereka ndalama zobwereketsa nthawi zonse.

Zitengera Zapadera

Mwachidule, kugulitsa nyumba kwa oyamba kumene kumapereka njira ina yopitira patsogolo pazachuma kupitilira ndalama wamba. Malo ndi malo ochulukirapo kuposa kungogulitsa; imayimira ulendo wopita ku chipambano chazachuma chanthaŵi yaitali. Okhala ndi chidziwitso, oyamba kumene amatsegula chitseko ku gawo lomwe mphamvu zowoneka ndi zosinthika za malo ogulitsa nyumba zimakhala maziko a chitukuko cha nthawi yaitali.

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Mafunso Ofunsidwa Kawirikawiri

Kodi ndingathe kuyika ndalama zokwana madola 100 pa malo enieni?

Kuyambira ndi $ 100 yokha, mutha kulowa mdziko lazogulitsa nyumba kudzera munjira ngati Real Estate Investment Trusts (REITs) kapena nsanja zopezera ndalama. Zosankha izi zimakupatsani mwayi woyika ndalama zama projekiti zogulitsa nyumba popanda kuyika ndalama zambiri zam'tsogolo.

Kodi nyumba yopindulitsa kwambiri yoti muyikemo ndi iti?

Kupindula kwa malo ndi malo kumadalira zinthu monga malo ndi mtundu wa katundu. Malo okhalamo ndi mayunitsi obwereketsa nthawi zambiri amawonedwa ngati opindulitsa. Yang'anani madera omwe ali ndi chiwongola dzanja chochuluka komanso kuthekera kwa mtengo wamtengo wapatali wa katundu kuti apindule kwambiri.

Ndi malo otani omwe ali ndi zobweza zabwino kwambiri?

Pakubweza kosasintha, nyumba zobwereka, monga nyumba zogona kapena nyumba, ndizodziwika. Komabe, zobweza zabwino kwambiri zimadalira zinthu monga malo, mayendedwe amsika, ndi zolinga zanu zogulitsa.

Ndi malo ati omwe ali ndi ROI yapamwamba kwambiri (Return on Investment)?

Kupeza Kubweza Kwambiri pa Investment (ROI) kumatha kusiyanasiyana, koma osunga ndalama ena amapeza chipambano munjira monga kutembenuza nyumba kuti mupeze phindu mwachangu. Malo ogulitsa m'malo ofunidwa amathanso kubweretsa phindu lalikulu, ngakhale nthawi zambiri zimafunikira ndalama zambiri zoyambira komanso kasamalidwe kovutirapo.

Ref: Fortunebuilder