Phindu ndilo cholinga chachikulu cha osunga ndalama onse. Koma zopindulitsa za nthawi yayitali komanso zokhazikika sizingawonekere nthawi yomweyo. Chiwopsezo chokulirapo, phindu limakwera. Chifukwa chake, osunga ndalama ambiri amafuna kupanga phindu mwachangu poika ndalama kumakampani omwe angayambitse.
Ndiye, tingadziwe bwanji ngati kuyika ndalama pazoyambira ndikoyenera kapena ayi? Kaya ili ndi kuthekera kopanga ndalama zambiri ndikukula? Kodi tingapewe bwanji kunyengedwa ndi makampani a mizimu? Nkhaniyi ikupatsirani chidziwitso chonse chomwe mungafune kuti musankhe kuyikapo ndalama poyambira kapena ayi.
M'ndandanda wazopezekamo
Ikani pazowonetsera zanu kuti mukope chidwi cha omvera anu mukangowona koyamba!
Mafunso 4 Oyenera Kufunsa Musanagule Zoyambira
Malinga ndi kafukufuku waposachedwapa, pa khumi aliwonse startups, atatu kapena anayi amalephera, atatu kapena anayi amabweza ndalama zawo zoyambirira, ndipo mmodzi kapena awiri amapindula pakatha chaka chimodzi.
Kumvetsetsa zakum'mawa ndi kuyambika kwanu ndikofunikira musanayike ndalama zanu poyambira. Kuti musataye ndalama, muyenera kudzifunsa mafunso anayi. Zikuthandizani kumveketsa nkhawa zanu pazakudya zoyambira.
Kodi Phindu Limene Kampani Imapereka Ndi Chiyani?
Ogawana nawo akuyenera kuwunika zingapo zofunikira kuti adziwe ngati bizinesi ndi mwayi wokhazikika wandalama. Makampani okha omwe angabweretse phindu kwa makasitomala akhoza kukula ndi kupanga phindu.
Nazi zinthu 6 zomwe muyenera kuziganizira:
- Makampani: Kuti muwone mwayi woyambira bwino, ndikofunikira kuti mufufuze kaye zamakampani omwe amagwirira ntchito. Zimaphatikizapo kumvetsetsa kukula kwa msika, kukula komwe kukuyembekezeka, komanso mpikisano.
- mankhwala: Kumvetsetsa ntchito ya oyambitsa kapena malonda ndikofunikira kwambiri pakuwunika mwayi wake wopambana.
- Gulu loyambitsa: Chidziwitso, luso, ndi mbiri ya omwe adayambitsa ndi gulu lawo zimatanthawuza kupambana kwa chiyambi. M'malo mwake, machitidwe, malingaliro, ndi njira za anthu omwe ali ndi chikhalidwe chabwino chakuntchito amawonetsa chikhalidwe cha bungwe.
- Kukopa: Otsatsa ayenera kuganizira momwe kampani ikukulira, kuchuluka kwa zomwe akuchita, posungira makasitomala milingo, komanso kukula kwa phindu kuti mudziwe zamakampani kuthekera kwanthawi yayitali.
- ROI (Return On Investment): Mndandanda wa ROI ndi njira yowunikira momwe ndalama zimagwirira ntchito, zomwe ndizofunikira ngati mukufuna kuyikapo kapena kuchita bizinesi m'gawo lililonse. Mlozerawu ukuwonetsani phindu lomwe mumapeza kuchokera muzachuma chanu.
- Mission: Ngati chiyambi chanu chilibe cholinga chodziwika, chikhoza kuwoneka chopanda pake.
Motalika bwanji Kodi Mungadikire Kubwerera Kwanu?
Kuyika ndalama ndi masewera anthawi yayitali, koma muyenera kudziwa nthawi yake kuti mutha kufananiza ndi zomwe mukuyembekezera. Anthu ena amatha kudikirira bwino zaka khumi kuti alandire malipiro oyamba, pomwe ena angafune kubweza ndalama zanu mkati mwa chaka chimodzi kapena ziwiri; zonse zimatengera zomwe mumayika patsogolo.
Kodi Chiyembekezero Chobwezera N'chiyani?
Apanso, kusanthula zomwe zingabwere pazachuma (ROI) zomwe zimagwirizanitsidwa ndi kuyambika kwapadera ndizofunikira kwa osunga ndalama omwe amayang'ana kwambiri kukulitsa phindu.
Powerengera zobweza, kumbukirani zolipiritsa kapena zolipiritsa zokhudzana ndi ndalamazo. Kumbukirani kuti mtengo wamtengo wapatali wokhudzana ndi ndalama zinazake umakhala wotsika kwambiri.
Kodi Pali Njira Yodziwika Bwino Yotuluka?
Kukhala ndi njira yotulukira bwino ndikofunikira kwa aliyense Msungidwe, makamaka ndalama zoyambira. Otsatsa akuyenera kumvetsetsa kuti ndi liti komanso momwe angachotsere ndalama zawo zoyambira, komanso phindu lililonse lomwe angakumane nalo. Mwachitsanzo, wogulitsa angelo angafune kudziwa nthawi yomwe adzatha kugulitsa magawo awo. Apanso, ndichifukwa chake ndikofunikira kudziwa nthawi yomwe ikufunika kuti mutsimikizire kuti mutha kunyamuka nthawi yomwe muli omasuka nayo.
Zowopsa ndi Zopindulitsa Mukamayika Ndalama Zoyambira
Pali ubwino ndi kuipa kwa kuika ndalama poyambira. Kumbali imodzi, kuyika ndalama poyambira kungakhale njira yabwino kwambiri yokhalira miliyoneya mwachangu. Zoyambira, kumbali ina, nthawi zambiri zimakhala zoika pachiwopsezo chachikulu popanda zitsimikizo.
Zowopsa mukamagwiritsa ntchito poyambira:
- Pali chiopsezo chachikulu cha ghost corporation.
- Pali kusowa kwa data yoyendetsera ndalama komanso lingaliro lokhazikika la kampani.
- Kuwonekera kulibe.
- Zowopsa zina zimaphatikizapo kuchepetsedwa kwa umwini, kuwopsa kwa malamulo, komanso kuwopsa kwa msika.
- Illiquidity
Mphotho mukayika ndalama poyambira:
- Kuthekera kwa mphotho zazikulu.
- Mwayi wokhala gawo la china chake chatsopano komanso chosangalatsa.
- Mwayi wopanga ndalama zoyambilira mukampani yodalirika.
- Mwayi wolumikizana ndi oyambitsa ndi osunga ndalama ena.
- Muyenera kusiyanitsa mbiri yanu yoyika ndalama.
Njira 3 Zabwino Zopangira Ndalama Poyambira Oyamba
Kuyambira koyambirira koyambira, osunga ndalama ovomerezeka omwe ali ndi maubwenzi abwino adzakhala ndi mwayi wotenga nawo mbali. M'zaka ziwiri zapitazi, ndalama zomwe mumapeza pachaka ziyenera kupitilira $200,000 ($300,000 ngati zikuphatikizanso zinthu zomwe mwalowa m'banja) kuti muyenerere kukhala Investor ovomerezeka. M'pofunikanso kukhala ndi chuma chamtengo wapatali choposa $1 miliyoni, osaphatikizapo mtengo wa nyumba yanu.
M'malo mwake, anthu ambiri apakati alibe ndalama zambiri kuti akhale ma venture capitalists. M'malo mwake, mutha kuyamba kuyika ndalama zoyambira ndi bajeti yochepa monga njira zotsatirazi:
Investing kudzera pa crowdfunding nsanja
Ngati simuli wochita malonda ovomerezeka, tikupangira kuti mufufuze nsanja zina za anthu ambiri. Mutha kuyang'ana zoyambira zingapo zomwe zimaperekedwa poyendera imodzi mwamawebusayiti awa. Mutha kusankha mabizinesi ndi ndalama zingati zomwe mukufuna kuyikamo.
Pali masamba ena otchuka komanso otetezeka omwe mungatchulepo monga Wefunder, StartEngine, SeedInvest,….
Ma bond m'malo mwa masheya
Kugula m'matangadza, magawo ang'onoang'ono, ndi zogawanika, ndizofala kwambiri pakuyika ndalama, koma nthawi zina timayiwala kuti titha kuyikanso ndalama ndi kubweza popereka kubwereketsa ndalama zoyambira, zomwe zimatchedwanso ma bond. Chiwongola dzanja chokhazikika chimalipidwa pa ma bond kwa obwereketsa pakapita nthawi pomwe masheya amangokulira pamtengo wobwezeretsanso.
Ikani ndalama pamene kampani ikupita poyera kudzera mu IPO.
Njira ina yabwino kwa osunga ndalama ndikugula magawo panthawi yomwe kampani idapereka kwa anthu onse (IPO). Kampaniyo imapangitsa kuti magawo ake azipezeka kwa anthu pamisika yamsika panthawi ya IPO. Aliyense tsopano atha kugula masheya, kupangitsa kukhala mwayi wosangalatsa kutenga nawo mbali pakupanga bizinesi kwanthawi yayitali.
pansi Line
Kugulitsa kopindulitsa kulikonse kumayamba ndikumvetsetsa komwe mwiniwake akulowera komanso kufunikira kwa lingaliro labizinesi la kampaniyo. Kugwira ntchito ndi kampani yokhazikika kapena yoyambira ndalama kungakupatseni chiwongolero chowonjezereka ndi chithandizo pamene mukupanga dongosolo lanu lazachuma.
💡Invest in Startups zimatenga nthawi koma zopindulitsa. AhaSlides ndi amodzi mwa oyambitsa opambana kwambiri mumakampani a SAAS omwe ali ndi kukula kosatha. Kuyika ndalama mu AhaSlides ndikwabwino ndalama zanu popeza mutha kugwiritsa ntchito chida chowonetsera zonse ndi mtengo wampikisano. Lowani ku Chidwi ndipo pindulani bwino ndi ndalama zanu tsopano.
Mafunso Ofunsidwa Kawirikawiri
Kodi kuyika ndalama poyambira ndi lingaliro labwino?
Kuyika ndalama pazoyambira ndizomveka ngati muli ndi likulu ndikuyang'ana mwayi wodalirika kwambiri wokulirapo komanso phindu. Ngakhale kuti pali kuthekera kwa kutaya kwakukulu ndi kosayembekezereka, palinso mwayi wopeza phindu lalikulu. Poganizira zomwe timapereka, mutha kuchepetsa zoopsa zanu ndikuwonjezera mwayi wanu wopambana
Kodi investing in startups amatchedwa chiyani?
Teremuyo capital capital amatanthauza ndalama zomwe kampani yatsopano idapeza kuti ikwaniritse ndalama zake zoyambira.
Mtundu wina wachuma ndi ndalama zamalonda, yomwe imagwiritsidwa ntchito kuyika ndalama m'makampani ang'onoang'ono ndi atsopano omwe angathe kukula mofulumira koma nthawi zambiri amakhala ndi chiopsezo chachikulu.
Kodi mungapeze kuti ndalama zoyambira?
Pansipa pali njira zinayi zodalirika zoyambira ndalama zoyambira, mutha kudziwa kuti ndi iti yomwe ikugwirizana ndi zomwe mumakonda komanso zolinga zanu.
- StartEngine
- Pachanga
- FundersClub
- Investor Hunt
Ref: Investopedia
