Kugulitsa vs Kuyika Zomwe zili Zabwino mu 2024?

Kugulitsa vs Kuyika Ndi Chiyani Chabwino? Mukafuna phindu pamsika wamasheya, kodi mumakonda kukwera ndi kugwa kwa zitetezo komwe mungagule zotsika ndikugulitsa kwambiri, kapena mukufuna kuwona kubweza kwa katundu wanu pakapita nthawi? Kusankha kumeneku ndikofunikira chifukwa kumatanthawuza kachitidwe ka ndalama zanu, kaya mumatsata phindu lanthawi yayitali kapena lalifupi.

M'ndandanda wazopezekamo:

• Trading vs Investing Kodi pali kusiyana kotani?
• Kodi Kugulitsa ndi Chiyani?
• Kuika Ndalama ndi Chiyani?
• Kugulitsa vs Kuyika Ndi chiyani chabwino?
  • Kugulitsa - Zowopsa Zapamwamba, Zopindulitsa Zapamwamba
  • Kuyika ndalama - Nkhani ya Warren Buffett
  • Kugulitsa vs Kuyika Zomwe Zili Bwino Pakupeza Phindu
  • Mwayi Wophatikiza ndi Kugawikana Ndalama
• Maganizo Final
• Mafunso Ofunsidwa Kawirikawiri

Trading vs Investing Kodi pali kusiyana kotani?

Onse Kugulitsa ndi Kuyika ndi mawu ofunikira pamsika wamasheya. Amawonetsa momwe ndalama zimakhalira, zomwe zimakwaniritsa zolinga zosiyanasiyana, zomwe zimangonena kuti, zopindulitsa kwakanthawi kochepa poyerekeza ndi phindu lanthawi yayitali.

Kodi Kugulitsa ndi Chiyani?

Kugulitsa ndi ntchito yogula ndi kugulitsa chuma, monga masheya, ma ETF (dengu la masheya ambiri ndi katundu wina), ma bond, katundu, ndi zina zambiri, cholinga chopeza phindu kwakanthawi kochepa. Chofunikira kwa amalonda ndi njira yomwe katunduyo adzayendetsedwe ndi momwe wogulitsa angapindulire kuchokera kusunthaku.

Kuika Ndalama ndi Chiyani?

M'malo mwake, kuyika ndalama pamsika wamsika kumafuna kupeza phindu lanthawi yayitali, ndikugula ndi kusunga katundu, monga masheya, magawo, ma bond, ndi zotetezedwa zina kwazaka zambiri. Chofunikira kwa osunga ndalama ndi kukwera kwa nthawi ndi kubweza kwa msika, zomwe zimapangitsa kuti pakhale kuwonjezereka.

Kugulitsa vs Kuyika Ndi Chiyani Chabwino?

Polankhula za ndalama za msika, pali zinthu zambiri zomwe muyenera kuziganizira pambali pa kayendetsedwe ka phindu

Kugulitsa - Zowopsa Zapamwamba, Zopindulitsa Zapamwamba

Kugulitsa nthawi zambiri kumakhala ndi chiopsezo chachikulu, popeza amalonda amakumana ndi kusakhazikika kwakanthawi kochepa pamsika. Kuwongolera ziwopsezo ndikofunikira, ndipo amalonda atha kugwiritsa ntchito mwayi wowonjezera kubweza (zomwe zimawonjezera chiopsezo). Msika wa bubble umachitika pafupipafupi muzamalonda. Ngakhale mavuvu amatha kubweretsa phindu lalikulu kwa osunga ndalama ena, amakhalanso ndi ziwopsezo zazikulu, ndipo akaphulika, mitengo imatha kutsika, zomwe zimabweretsa kutayika kwakukulu.

Chitsanzo chabwino ndi John Paulson - Iye ndi woyang'anira hedge fund waku America yemwe adapeza ndalama zambiri pobetcha pamsika wa US nyumba ku 2007. Anapeza $ 15 biliyoni pa thumba lake ndi $ 4 biliyoni kwa iyemwini zomwe zimadziwika kuti ndi malonda aakulu kwambiri. Komabe, adatayanso kwambiri m'zaka zotsatira, makamaka m'mabizinesi ake agolide ndi misika yomwe ikubwera.

Kuyika ndalama - Nkhani ya Warren Buffett

Kuyika ndalama kwanthawi yayitali nthawi zambiri kumawonedwa kukhala kocheperako poyerekeza ndi malonda. Ngakhale kuti mtengo wa ndalama ukhoza kusinthasintha pakanthawi kochepa, mbiri yakale ya msika wamalonda yakhala ikukwera kwa nthawi yaitali, zomwe zimapereka kukhazikika. Nthawi zambiri imawoneka ngati ndalama zokhazikika ngati ndalama zogawikana, zomwe zimafuna kubweza ndalama zambiri kuchokera kumagawo awo.

Tiyeni tiwone Nkhani ya ndalama za Buffett, Anayamba ali mwana, chidwi ndi manambala ndi malonda. Anagula katundu wake woyamba ali ndi zaka za 11 ndipo ndalama zake zoyamba kugulitsa nyumba ku 14. Ndondomeko ya ndalama za Buffett yamupatsa dzina loti "The Oracle of Omaha", popeza wakhala akuyenda bwino kwambiri pamsika ndikudzipangitsa yekha ndi eni ake kukhala olemera. Iye walimbikitsanso osunga ndalama ndi amalonda ena ambiri kuti atsatire chitsanzo chake ndi kuphunzira kuchokera ku nzeru zake.

Amanyalanyazanso kusinthasintha kwakanthawi kochepa ndipo amayang'ana kwambiri phindu la bizinesi. Nthawi ina anati, “Mtengo ndi umene umalipira. Mtengo ndi zomwe umapeza." Adagawana nzeru ndi upangiri wake kudzera m'makalata ake apachaka kwa omwe ali ndi magawo, zoyankhulana, zolankhula zake, ndi mabuku ake. Ena mwa mawu ake otchuka ndi awa:

• “Lamulo 1: Osataya ndalama. Lamulo Nambala 2: Osaiwala Lamulo No. 1.”
• "Ndi bwino kugula kampani yabwino pamtengo wabwino kuposa kukhala ndi kampani yotsika mtengo pamtengo wabwino kwambiri."
• "Khalani ndi mantha pamene ena ali adyera ndi adyera pamene ena ali ndi mantha."
• "Mkhalidwe wofunikira kwambiri kwa wogulitsa ndalama ndi kupsa mtima, osati luntha."
• “Lero munthu wakhala pamthunzi chifukwa wina anabzala mtengo kalekale.”

Kugulitsa vs Kuyika Zomwe Zili Bwino Pakupeza Phindu

Kugulitsa vs Kuyika Ndi Chiyani Chabwino? Kodi kugulitsa ndizovuta kuposa kuyika ndalama? Kufunafuna phindu ndiko kopita kwa amalonda ndi osunga ndalama. Tiyeni tiwone zitsanzo zotsatirazi kuti zikuthandizeni kukhala ndi malingaliro abwino amomwe malonda ndi ndalama zimagwirira ntchito

Chitsanzo cha malonda: Zogulitsa Zamasiku ndi Apple Inc (AAPL)

kugula: Magawo 50 a AAPL pa $150 pagawo lililonse.

kugulitsa: Magawo 50 a AAPL pa $155 pagawo lililonse.

Kupeza:

• Ndalama Zoyamba: $150 x 50 = $7,500.
• Gulitsani Ndalama: $155 x 50 = $7,750.
• Phindu: $7,750 - $7,500 = $250 (ndalama ndi msonkho sizikuphatikizidwa)

ROI=(Sell Proceeds−Initial Investment/Initial Investment) = (7,750−7,500/7,500​)×100%=3.33%. Apanso, Pakugulitsa masana, njira yokhayo yopezera phindu lalikulu ndikugula zambiri pamtengo wotsika kwambiri ndikugulitsa zonse pamtengo wapamwamba kwambiri. Zowopsa kwambiri, mphotho zapamwamba.

Chitsanzo cha Investing: Investment in Microsoft Corporation (MSFT)

Kugula: Magawo 20 a MSFT pa $200 pagawo lililonse.

Nthawi Yogwira: 5 zaka.

Kugulitsa: Magawo 20 a MSFT pa $300 pagawo lililonse.

Kupeza:

• Ndalama Zoyamba: $200 x 20 = $4,000.
• Gulitsani Ndalama: $300 x 20 = $6,000.
• Phindu: $6,000 - $4,000 = $2,000.

ROI=(6,000−4,000/4000)×100%=50%

Kubwerera Kwachaka = (Kubwerera Kwathunthu/Chiwerengero Cha Zaka)×100%= (2500/5​)×100%=400%. Zikutanthauza kuti ngati muli ndi ndalama zochepa, kuyika ndalama ndi chisankho chabwino.

Mwayi Wophatikiza ndi Kugawikana Ndalama

Kugulitsa vs Kuyika Ndi Chiyani Chabwino Pakuphatikiza? Ngati mungakonde kukula konse ndikuwonjezera chiwongola dzanja, Kuyika ndalama m'masheya ndi zopindula ndi chisankho chabwinoko. Malipiro a magawo amalipidwa kotala ndikuwonjezera mpaka 0.5% mpaka 3% pamtengo wagawo pachaka.

Mwachitsanzo, tiyerekeze kuti mukufuna kuyika ndalama zokwana madola 100 pamwezi pagawo lomwe limapereka gawo logawika kotala la $0.25 pagawo lililonse, lili ndi mtengo wagawo wa $50, ndipo likukula ndi 5% pachaka. Phindu lonse pambuyo pa chaka cha 1 lingakhale pafupifupi $1,230.93, ndipo pambuyo pa zaka 5, phindu lonse lidzakhala pafupifupi $3,514.61 (Kutengera 10% Kubwerera Pachaka).

Maganizo Final

Kugulitsa vs Kuyika Ndi Chiyani Chabwino? Chilichonse chomwe mungasankhe, samalani ndi chiwopsezo chazachuma, komanso mfundo zabizinesi yomwe mumayikapo. Phunzirani kuchokera kwa amalonda otchuka ndi osunga ndalama musanayike ndalama zanu m'matangadza.

💡Njira ina yoyika ndalama zanu mwanzeru? Chidwi ndi chimodzi mwazida zabwino kwambiri zowonetsera mu 2023 ndipo ikupitilizabe kukhala pulogalamu yotsogola ya anthu ndi mabizinesi kuti apange maphunziro opatsa chidwi komanso makalasi. Lowani Tsopano!

Mafunso Ofunsidwa Kawirikawiri

Ndi ndalama ziti zomwe zili bwino kapena kugulitsa?

Kugulitsa vs Kuyika Ndi Chiyani Chabwino? Kugulitsa ndi kwakanthawi kochepa ndipo kumaphatikizapo chiopsezo chachikulu kuposa kuyika ndalama kwanthawi yayitali. Mitundu yonse iwiri imapeza phindu, koma amalonda nthawi zambiri amapeza phindu lochulukirapo poyerekeza ndi osunga ndalama pamene apanga zisankho zoyenera, ndipo msika ukugwira ntchito moyenera.

Njira yabwino kwambiri yogulitsira kapena kuyika ndalama ndi iti?

Kugulitsa vs Kuyika Ndi Chiyani Chabwino? Ngati nthawi zambiri mumafunafuna kukula ndi kubweza kwakukulu kwa nthawi yayitali kudzera mukugula ndi kusunga, muyenera kuyikapo ndalama. Kugulitsa, mosiyana, kumagwiritsa ntchito misika yomwe ikukwera ndi kugwa tsiku ndi tsiku, kulowa ndi kutuluka m'malo mofulumira, ndi kutenga phindu laling'ono, kawirikawiri.

Chifukwa chiyani amalonda ambiri amataya ndalama?

Chifukwa chimodzi chachikulu chomwe amalonda amathera kutaya ndalama ndi chifukwa samayendetsa bwino chiopsezo. Kuti muteteze ndalama zanu pochita malonda, ndikofunikira kwambiri kugwiritsa ntchito zida monga ma oda oyimitsa ndikuwonetsetsa kuti kukula kwa malonda anu kumagwirizana ndi kulekerera kwanu pachiwopsezo. Ngati simuyendetsa bwino chiwopsezo, kugulitsa kumodzi kokha koyipa kumatha kukuchotserani gawo lalikulu la zomwe mumapeza.

Ref: kukhulupirika | Investopedia