Fa'afefea ona amata teu fa'afaigaluega i le SIP mo Amata? Na e mafaufau e uiga i se fuafuaga e le gata ina faafaigofie ai le lavelave o le lalolagi o tupe teufaafaigaluega ae e mafai foi ona maua e tagata uma?
Ulufale i le Systematic Investment Plan (SIP), ose faiga fa'atosina lautele ile vaega ole fa'aputugatupe fa'afaigaluega. Ae o le a le mea e tulaga ese ai le SIP? E fa'afefea ona pulea lelei le tulaga lamatia, ma fa'afetaui ai mo tagata fou?
Se'i o tatou su'esu'e fa'avae o le SIP, fa'ailoa ona lelei, ma va'ava'ai toto'a i la'asaga fa'avae o le auala e amata fa'atupe ai le SIP mulimuli ane.
Lisi o Mataupu:
- O le a le Fuafuaga Faʻafaigaluegaina Faʻatonu (SIP)
- Tulaga lelei pe a teu faʻafaigaluega i le SIP
- Fa'afefea ona amata teu fa'afaigaluega i le SIP mo Amata
- Line pito i lalo
- Fesili e Masani ona Fesiligia
Fa'afeiloa'i se a'oa'oga "E fa'afefea ona amata fa'afaigaluega i le SIP".
Fa'aui lau Au fa'alogologo
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O le a le Fuafuaga Faʻafaigaluegaina Faʻatonu (SIP)
O se Fuafuaga Fa'akomepiuta Fa'apitoa (SIP) o lo'o tu'ufa'atasia ose ta'iala ua talia lautele i totonu ole vaega ole fa'aputugatupe. E fai ma sui a auala fetu'una'i ma fa'alatalata'i mo le aufaipisinisi, e mafai ai ona latou tu'iina fa'agasolo se aofa'iga ua fa'atulaga i taimi masani, e masani lava i masina ta'itasi, i totonu o se fa'aputugatupe filifilia. O lenei faiga e mafai ai e le aufaipisinisi ona fa'aputuina tupe mama mo se taimi umi a'o fa'atautaia lelei suiga o maketi.
O se faʻataʻitaʻiga lelei o se tagata faʻauʻu fou ma se totogi masani faalemasina e 12 miliona. O le taimi lava na maua ai lona totogi i masina uma, na te faʻaaluina le 2 miliona e teu ai tupe i se faʻailoga faʻatau e tusa lava pe alu i luga pe lalo le maketi. Sa ia faia pea lena mea mo se taimi umi.
O lea la, e mafai ona e vaʻai i lena mea, i lenei auala e teu ai tupe, o le mea e te manaʻomia e le o se tupe tele, ae o se mautu tupe maua faalemasina. I le taimi lava e tasi, o lenei metotia e manaʻomia ai foi le aufaipisinisi e faʻaauau pea ona teu faʻafaigaluega i luga o se vaitaimi umi.
Tulaga lelei pe a teu faʻafaigaluega i le SIP
Fa'atauva'a le tau o fa'aulufalega (tala-tau averesi).
Mo se faʻataʻitaʻiga, afai e iai sau 100 miliona e teu faʻafaigaluega, nai lo le faʻapipiʻiina vave o le 100 miliona i se faʻailoga faʻatau, e te vaevaeina lena tupe teufaafaigaluega i le 10 masina, i masina taʻitasi e teu ai le 10 miliona. A e fa'asalalauina lau tupe teufaafaigaluega i luga ole 10 masina, o le ae manuia mai le tau fa'atauga o mea fa'aoga i na masina 10.
E i ai nisi masina e te faʻatau ai faʻatauga i se tau maualuga (faʻaitiitia sea faʻatau), ma o le masina e sosoo ai e te faʻatau ai faʻatau i se tau maualalo (sili atu sea faʻatau) ... Ae i le faaiuga, e mautinoa lava e te manuia aua e mafai ona e faʻatau. i se tau averesi.
Fa'aiti'itia o Lagona, Fa'ateleina Fa'atasi
A e teu fa'afaigaluega i lenei fomu, e mafai ona e tu'u'ese'ese mea fa'alagona mai fa'ai'uga fa'afaigaluega. E te le manaʻomia le tiga o lou ulu e mafaufau ai: "Ua paʻu le maketi, ua maualalo tau, pe tatau ona ou faʻatau atili?" “Ae fa’afefea a e fa’atau a’o alu a’e, ae o taeao e pa’u i lalo le tau?”...A e fa’atupe mai lea taimi i lea taimi, e te fa’atauina pea e tusa lava po o le a le tau.
Tupe Fa'atauva'a, Taimi-Taimi mo Tagata Uma
E te le manaʻomia se tupe tele poʻo se taimi tele e teu ai i le SIP. Afai lava e iai sau tinoitupe mautu, e mafai ona e teu faafaigaluega i lenei fomu. E te le manaʻomia foʻi le faʻaaluina o le tele o taimi i aso uma e mataʻituina ai le maketi, pe mafaufau faalua i le faʻatau ma le faʻatau atu. O le mea lea, o se ituaiga o tupe teufaafaigaluega e talafeagai mo le toʻatele.
Fa'afefea ona amata teu fa'afaigaluega i le SIP mo Amata
E fa'afefea ona amata teu tupe i le SIP? O nei laasaga faʻavae e faʻaalia ai faʻamoemoega ma taunuʻuga moni e faʻatatau i le malosi o maketi ma tulaga taʻitasi. Fa'amuamua su'esu'ega atoatoa ma mafaufau e su'e fautuaga mai se tagata tomai fa'apitoa tau tupe a'o le'i faia fa'ai'uga fa'afaigaluega.
Filifili se SIP Index Fund
- meaalofa tupe: Amata lau malaga fa'afaigaluega e ala i le su'esu'eina o fa'amaumauga a le SIP e fetaui lelei ma au sini tau tupe. Filifili mo tupe e fesoʻotaʻi i faʻamatalaga faʻamaonia e pei ole S&P 500.
- faataitaiga: E mafai ona e filifilia le Vanguard's S&P 500 Index Fund mo lana faʻatinoga malosi e siaki ai le S&P 500.
- I'uga e ono mafai: O lenei filifiliga e maua ai le faʻaalia i se faʻalapotopotoga eseese o faʻatauga US, faʻatulagaina le faʻavae mo le tuputupu aʻe.
Iloilo au sini fa'afaigaluega ma le fa'apalepale i tulaga lamatia
- meaalofa tupe: Iloilo au sini tau tupe ma faʻamafanafanaga lamatia. Fuafua pe e te faʻalagolago i le tuputupu aʻe umi pe manaʻo i se fuafuaga e sili atu le faʻaeteete.
- faataitaiga: Afai o lau fa'amoemoe o lo'o fa'atupula'ia le tuputupu a'e ma se tulaga lamatia, mafaufau i le Vanguard's S&P 500 Index Fund pe a ogatasi ma lenei fa'amatalaga lamatia.
- I'uga e ono mafai: O le fa'aogaina o lau fa'aputugatupe filifilia ma lou fa'apalepale fa'alavelave e fa'aleleia atili ai lou agava'a e fa'afetaui suiga tau maketi.
Amata se Brokerage Account ma Faataunuu Manaoga KYC
- meaalofa tupe: Amata lau malaga teufaafaigaluega e ala i le faʻatuina o se teugatupe faʻatau faʻatasi ma se tulaga faʻapitoa e pei o Charles Schwab poʻo le Fidelity. Fa'auma mana'oga taua Iloa Lau Tagata Fa'atau (KYC).
- faataitaiga: Tatala se teugatupe ma Charles Schwab, tuʻuina atu le faʻamatalaga talafeagai ma faʻamaoniga o le tuatusi mo le KYC process.
- I'uga e ono mafai: O le fa'atupuina o tala fa'amanuiaina e te maua ai le avanoa e amata fa'atupe ai lau fa'aputugatupe filifilia SIP index.
Fa'atuina saofaga a le SIP Automated
- meaalofa tupe: Seti le tulaga mo le fa'aauauina o tupe teufaafaigaluega e ala i le fuafuaina o se sao fa'alemasina (fa'ata'ita'iga, $200) ma fa'atulaga mo fesiitaiga otometi e ala i lau teuga tupe.
- faataitaiga: Fa'autometi se tupe fa'aalu masina e $200 ile Vanguard's S&P 500 Index Fund.
- I'uga e ono mafai: O sao otometi e fa'aogaina ai le malosi o le fa'afefiloi, fa'amalosia le tuputupu a'e mo se taimi umi.
Toe iloilo ma Fetuuna'i e le aunoa pe a mana'omia
- meaalofa tupe: Tumau mataalia e ala i le toe iloiloina e le aunoa le faatinoga o lau SIP index fund, ma faia ni fetuunaiga pe a tatau ai.
- faataitaiga: Fa'atino su'esu'ega ta'ikuata, fetu'una'i le aofa'i o lau SIP, pe su'esu'e isi tupe e fa'atatau i tulaga tau maketi.
- I'uga e ono mafai: O iloiloga fa'avaitaimi e fa'amalosia ai oe e fai fa'ai'uga fa'apitoa, fa'afetaui i faiga tau maketi, ma tumau fa'atasi ma au sini tau tupe
Line pito i lalo
E te maua pe fa'apefea ona amata fa'afaigaluega i le SIP i le taimi nei? Systematic Investment Planning (SIP) e le naʻo se fuafuaga faʻapipiʻi ae o se auala e fesoʻotaʻi ai le faigofie ma le tuputupu aʻe i le lalolagi tau tupe. O lona gafatia e ave fa'atauga tau e ala i le tau-tala, fa'aitiitiga fa'alagona lagona, ma tu'uina atu se ala fa'aagaga, fa'asao taimi mo tagata uma ua avea ai ma filifiliga mata'ina.
E le gata i lea, o le SIP o se filosofia taʻiala e faʻafaigofie le lavelave ma faʻamalosia le amio pulea, faʻamatalaga, ma fesoasoani mo i latou e manaʻo e faʻateleina a latou lava tupe.
💡Mana'o e faia ni mafutaga faaleaoaoga po'o ni a'oa'oga fa'atatau i le "Fa'afefea ona amata fa'atupe i le SIP", siaki mai AhaSlides taimi nei lava! O se meafaigaluega ofoofogia mo tagata taʻitoʻatasi ma pisinisi o loʻo sailia uma-i-le-tasi polokalama faʻalauiloa e aofia ai mea taua, palota ola, suʻega, elemene fa'avae gamified.
Fesili e Masani ona Fesiligia
O le fea SIP e lelei e amata ai?
O lenei metotia faʻafaigaluega e naʻo le talafeagai mo mea tau tupe e mafai ona faʻatau faʻatau, mo se faʻataʻitaʻiga, faʻatau, auro, faʻapolopolo, cryptocurrencies, ma isi. I masina muamua ma tausaga, ona o le aofaʻi o tupe teu faʻafaigaluega e laʻititi lava, e mafai ona e talia tulaga lamatia maualuga ma tupe maua mai le tele o fesuiaiga o maketi.
O le a le tele o tupe e talafeagai mo se tagata amata e teu faʻafaigaluega i le SIP?
Afai e te fa'aagaga le $5,000 i le SIP, o le a tufatufa atu le aofa'i i luga o le fa'aputuga tupe filifilia i totogi masani. Mo se faʻataʻitaʻiga, faʻatasi ai ma le SIP taʻitasi, o lau $5,000 e mafai ona teu faʻafaigaluega i le $ 500 i le masina i luga o le sefulu masina. O le tumau e sili atu le taua nai lo le aofaiga muamua, ma e mafai lava ona e fetuutuunai pe a faʻaleleia lau tulaga tau tupe. O le mata'ituina faifaipea e fa'amautinoaina e fetaui au tupe fa'afaigaluega ma au sini ma tulaga tau maketi.
E mafai faapefea ona ou amata ile SIP?
E fa'afefea ona amata teu tupe i le SIP? Ole tu'utu'uga mo'omia mo oe ina ia mafai ona teu fa'afaigaluega i lea taimi ma lea taimi o le iai lea o se tinoitupe mautu. O le aofaʻi o tupe faʻalemasina e te tuʻu ese mo tupe faʻafaigaluega e manaʻomia ona vavae ese atoatoa mai isi manaʻoga o le olaga, e aofia ai manaʻoga faʻanatinati e pei o lamatiaga o le soifua maloloina, ma lamatiaga o le leai o se galuega ... Faʻaauau pea le teufaafaigaluegaina o tupe, o lona uiga, o le teuga tupe e le faʻatapulaʻaina i le taimi.
O le mea lea, e tatau ona e saunia mafaufau o se tupe faʻaalu umi, lea e mafai ona oʻo atu i le sefulu tausaga. O sina fautuaga i inei, ae e te le'i amata teu tupe, e tatau ona e fausia se tupe fa'afuase'i mo oe. O le tupe lea e fesoasoani ia te oe e feagai ai ma faʻalavelave faʻafuaseʻi o le olaga.
Faʻamata: Faletupe HDFC | Taimi o Initia
