Nzira Yokutanga Kuisa mari sewechidiki?
“Ndaimbopambadza mari pazvinhu zvakadai sezvokudya zvinokurumidza kubikwa, mabhaisikopo, uye zvigadzirwa zvemagetsi zvichangoburwa. Ndinozvidemba kuti handina kudzidza nezvekudyara mari mumakore angu okuyaruka.” Vechidiki vakawanda vakademba kusaziva nezvekudyara kwezera rekutanga kare.
Zvakajairika, kuti vakawanda kuyaruka kana kuti vabereki havana kunzwisisa kuti kuisa mari ndeyevakuru chete. Zvechokwadi, kutanga kuisa mari sewechiduku zviri pamutemo, uye zvakakurudzirwa nevabereki mumhuri dzakawanda mumakore achangopfuura. Nyaya yekudyara yaBuffett yakatanga achiri mwana, akafadzwa nenhamba uye bhizinesi. Akatenga stock yake yekutanga aine makore 11 uye yake yekutanga real estate investment pa14.
Kutanga kuisa mari nekukurumidza kunokugadzirira iwe kubudirira kwemari mushure mehupenyu nekuda kwesimba remhindu yakawanda. Danho rekutanga kudzidzisa wega pane smart investment strategy. Iyi kosi yekuparara inokuudza maitiro ekutanga kuisa mari uchiri kuyaruka uye inotyora izvo zvekutanga. Vabereki vanogonawo kudzidza kubva kuchinyorwa chino kutungamira vana vako mukutanga kwavo kwekutanga kwekudyara kwevechiri kuyaruka.
Zviri Mukati:
Ita Kuti Vadzidzi Vako Vabatane
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🚀 Bata Mibvunzo Yemahara☁️
Zvaunoda Kuti Uzive Kare
Chii chaizvo chinonzi Kuisa kune Vechidiki uye nei kuchikosha?
Kuisa mari kunoreva kuisa mari mumidziyo yaunotarisira kuti ichakura nekufamba kwenguva kuvaka hupfumi. Panzvimbo pokuchengeta mari muakaunti yekuchengetedza ine mubereko wakaderera, unovhura account yebrokerage uye unodyara mumasheya, dividends, bond, ETFs, mutual funds, uye zvimwe zvibatiso.
Pfungwa yakakosha ndeyekuwedzera kukura, uko purofiti yako inoiswazve kuti iite yakawedzera mari. Ndiwo maitiro ekutanga mudiki anopa mari yako makumi emakore kuti iunganidze kuti iwane zvinoshamisira. Ramba uchiverenga kuti udzidze nzira yekutanga kuisa mari uchiri kuyaruka.
Semuyenzaniso, Kana ukafunga kutanga kuisa mari kana wapedza kudzidza, isa madhora zana pamwedzi, uye wowana kudzoka kwakanaka kwegumi muzana pamari yako (inosanganiswa pagore), waizogamuchira $100 kana wava nemakore makumi matanhatu nemashanu. Asi, dai wanga watanga kupa mari pa zera 10, iwe unenge uine $710,810.83, kana kanenge kaviri mari yacho.
Maitiro Ekutanga Kuisa Mari seMudiki Nhanho-ne-nhanho?
Nzira Yokutanga Kuisa mari sewechidiki? Heino gwara rakazara rekuti ungatanga sei kuisa mari uchiri kuyaruka. Chaunofanirwa kuita kutevedzera matanho aya, anotsanangurwa pazasi.
- Vhura akaundi yebrokerage yevechidiki
- Isa zvinangwa zvinogoneka uye zvinogoneka
- Geek Out paKuisa Zivo
- Tora Zvakanakira Zvezvese Zviripo
- Dzivisa Crypto, Tarisa paMatokisi uye Mari
- Tevera Investment Yako
Ndeapi Akanaka Maakaunzi Ebrokerage eVechidiki?
Sarudza maakaundi ekudyara nekuchenjera. Maakaundi ekuchengeta anopa sumo sarudzo yekuwedzera mubereko pamari yakawandisa. Maakaundi ekuchengeta anosanganisira vabereki vanobvumidza akaundi yebrokerage muzita remwana kuti vatarise zvinhu zvekudyara.
Vazhinji vechidiki vanovhura maakaundi ekuchengetedza asi vanotora mutoro unowedzera wekutungamira mainvestimenti nekufamba kwenguva nekutarisirwa kwevabereki. Funga nezve mari yekutengeserana, uye mashoma madhipoziti paunosarudza mupi wekudyara account. Dzimwe sarudzo dzakanaka ndiCharles Schwab, Interactive Brokers IBKR Lite, E*TRADE, uye Fidelity.® Akaundi Yevechidiki.
Isa Zvimwe Zvinangwa Zvemari zveSMART
Usati wafunga kuti ungatanga sei kuisa mari uchiri kuyaruka, simbisa mari yakajeka zvinangwa. Rondedzera zvinangwa zvenguva pfupi, sekuchengetera koreji kana mota, uye zvinangwa zvenguva refu zvakatenderedza kuronga pamudyandigere. Kugadzira Smart zvinangwa inokuchengetedza iwe wakatarisa uye nekukurudzira pane kwaunoda kuti nzira yako yekudyara iende newe.
Geek Out paKuisa Zivo
Dzidza mazwi akakosha ekudyara uye unzwisise njodzi maringe nekudzoka. Dzidza pfungwa dzakakosha senge diversification, dhora mutengo weaverage, kudzoreredza dividends, fixed-income investing, uye kuenzanisa inoshanda kutengeserana uye passive index fund investing. Ziva yako pachako njodzi yekushivirira chimiro kubva kune inochengetedza kusvika kune hukasha. Kuwedzera kwaunoziva usati watanga kuisa mari sewechidiki, inowedzera mukana wako wekubudirira.
Tora Zvakanakira Zvezvese Zviripo
Ndekupi Kwandinofanira Kutanga Kuchengeta Mari yekuisa? Kukura mari yako nekufamba kwenguva kunoenderana nekupa mari yakawandisa nekukurumidza sezvinobvira mune yako portfolio. Tsvaga mari yekudyara nekucheka kushandisa zvisina basa, kuwana mari kubva kumvumo kana mabasa enguva-pfupi, kana mari zvipo zvemazuva ekuzvarwa uye mazororo. Shandisa iri nyore spreadsheet kugadzira uye kunamatira kubhajeti remwedzi nemwedzi rinotungamira mari mukudyara kwako.
Sarudzo dze Investment - Chii Chakakodzera Iwe?
Common investment assets senge masheya uye zvisungo takura zvakasiyana-siyana zvengozi uye kudzoka. Mari yeIndex inopa nzira yakareruka yekuisa mari mubhasiketi rakasiyana-siyana rezvivimbiso, seS&P 500 yese. Robo-advisors inopa algorithm-based portfolio nhungamiro.
Semudiki achangotanga kuisa mari, farira mabheti akachengeteka pamusoro pezvinhu zvekufungidzira uye chengetedza kwenguva yakareba pamusoro pekudzingirira purofiti yenguva pfupi. Unogona kutanga nazvo fixed-income investing ne zvikamu chekutanga, zvinoreva kuti mubatanidzwa inowana purofiti kana yasara, uye inokwanisa kubhadhara chikamu chepurofiti semugove kune vanogovana.
Dzivisa zvinhu zvekufungidzira senge cryptocurrencies kana meme stocks inovimbisa meteoric yenguva pfupi yekuwana…haawanzo kupera zvakanaka! Dzivirira overtrading nekugara wakaisa mari kwenguva refu. Iva wechokwadi mukufungidzira, sezvo kunyange 8-10% avhareji yekudzoka kwepagore inova yakakura kwemakumi emakore, kwete nehusiku humwe. Rangarira muripo, mutero, uye inflation zvinodya pane mambure ekudzoka zvakare.
Kutsvaga Mari Yako - Iyo Inonakidza Chikamu!
Pinda mukati kazhinji kumaakaundi ako ekudyara kuti uone shanduko yemusika. Tarisira pano neapo dips, kuramba kutya kutengesa panguva yenguva pfupi yekudonha. Kwemwedzi nemakore, tarisa kana zvibodzwa zvako zvemari zvikaramba zviri munzira. Dzokorora kushivirira kwako kwengozi nguva nenguva paunenge uchikura kuti uone zvakakodzera kugadziriswa kwepodfolio. Ramba wakabatikana nekuona mambure ako akakodzera kukwira sezvaunotanga maitiro ekutanga kuisa mari uchiri kuyaruka!
Zvitsva Zvitsva
Nzira Yokutanga Kuisa Mari Sowechidiki? Zvishongedze neruzivo rwekudyara, isa zvibodzwa zvemari zvakanangwa, chengetedza nguva dzose, sarudza zvinhu zvakakodzera, shandisa sarudzo dzeakaundi chaidzo, tarisa portfolio yako, uye dzidza kubva kune zvese zvakawanikwa uye kurasikirwa. Compounding inoshanda chaizvo mashiripiti ayo pakutanga kwaunotanga. Shandisa aya matipi ekuti ungatanga sei kuisa mari uchiri kuyaruka uye rega nguva isimbaradze kukura! Danho rekutanga - ita hurukuro yekuisa mari nevabereki vako manheru ano!
💡Uri kutsvaga nzira huru uye inonakidza yekudzidzisa vechidiki nezvekudyara kune hutano kune vechidiki? Shandisa nguva yako Vampire, uye hauchafaniri kunetseka kuti utaure. Sign Up Ikozvino!
Mibvunzo Inonyanya Kubvunzwa
Ko ane makore 13 okuberekwa angatanga sei kuisa mari?
Kusvitsa makore gumi nematatu zvinoreva kuti vechidiki vanogona kuvhura zviri pamutemo maakaundi ekuchengeta. Kunyangwe zvishoma, kufarira kunowanikwa kunoita kuti vechidiki vave netsika yekuisa mari. Bvunza vabereki nezvekuendesa zvipo zvemari kana kuwana mari kubva kumabasa epamba, kuchengeta vana, uye kuchekerera uswa mumotokari idzi dzekutanga dzekudyara.
Ndeipi nzira iri nyore yekuti vechidiki vatange kuisa mari mumasheya?
Nzira iri nyore yevashandisi vechidiki vechidiki kuti vawane kuratidzwa kwemusika wemasheya ndeyekuisa mari muindex-based mutual funds uye mari-yekutengesa mari (ETFs). Vhura account yebrokerage inochengetedzwa pasi pekutariswa kwemuchengeti kuti uwane izvi zvakasiyana-siyana zvekudyara zviri nyore online uye nemari yakaderera.
Ndeapi matanho anobvumira ane makore 16 okuberekwa kuti atange kuisa mari?
Pazera remakore gumi nematanhatu, vechidiki vanoisa mari muUS vanogona kudomwa sevabatsiri veakaundi kuti vashande nesimba nemvumo yevabereki/yemuchengeti uye utariri. Izvi zvinobvumira vechidiki kudzora zvakananga masheya, mabhondi, mutual funds, uye zvimwe zvibatiso asi zviri pamutemo vachivimba nevakuru account manejimendi.
Ko vatengesi vane makore gumi nematanhatu vanogona kutenga masheya ega?
Hongu, nemvumo dzakafanira uye kutariswa kweakaundi yevakuru munzvimbo, zviri pamutemo zvizere kuti vane makore gumi nematanhatu ekuzvarwa vatore mari yakananga mumasheya kuwedzera kumari. Single stocks inokonzeresa njodzi dzakawandisa, zvakadaro, zvichiita kuti yakaderera-mutengo indekisi mari zviri nani zvekutanga sarudzo dzevakasiyana-siyana-vane vechidiki vanoisa mari vachitarisira kuvaka hupfumi zvishoma nezvishoma nekufamba kwenguva.
Maitiro acho anofananidzwa sei kune 19 makore ekutanga vatengesi vari kutanga?
Vane makore gumi nemapfumbamwe vanogona kuvhura maakaundi akazara ebrokerage kuti vawane misika yese yekudyara yeruzhinji kubva kumastock uye mutual funds kune dzimwe nzira senge zvinhu nemari. Nekudaro, kushandisa index mari uye hupfumi hwekuraira kutungamira sekudyara rookies kunoramba kuine hungwaru usati waita mabheti pariskier, zvinhu zvakaoma munzira.
Ref: Investopedia
