Ho tloha Bitcoin matsatsing a eona a pele ho ea ho ho phahama ha ho tsetela ka robo, e bile bohlanya ho bona mehopolo ena e hola ho tloha litekong tse nyane ho isa ho lihlahisoa le lits'ebeletso tse tloaelehileng.
Boqapi ba lichelete bo nchafatsa mokhoa oo re fumanang chelete, re sebelisang le ho boloka.
Ka poso ena, re tla u tsebisa tse seng kae tsa boqapi ba lichelete mavericks ho sututsa meeli le ho nahana hape sepheo sa tsamaiso ea rona ea lichelete.
Tlama bakeng sa leeto le hlaha ho ea pheletsong ea seo chelete e ka bang sona💸
| Liphephetso tsa boqapi ba lichelete ke life? | Chelete e sa lekaneng, theknoloji e siiloeng ke nako, maano a mmuso a sa lekaneng, le likotsi tse sa hlokahaleng. |
| Lintlafatso tsa morao-rao tsa lichelete ke life? | Theknoloji ea ho romela chelete, thekenoloji ea mobile banking, le crowdfunding. |
Tafole ea likateng
U Batla Boithabiso bo Eketsehileng Nakong ea Likopano?
Bokella litho tsa sehlopha sa hau ka lipotso tse monate ho AhaSlides. Ingolise ho nka lipotso tsa mahala ho laeborari ea template ea AhaSlides!
🚀 Ipotse Lipotso tsa Mahala☁️
Financial Innovation ke eng?
Chelete e etsa hore lefatše le pota-potile, joalo ka ha ba bolela. Empa ka linako tse ling, ho ka utloahala eka merry-go-round ea khale e lutse e ntse e bilika, ha ho moo e eang teng.
Ke kahoo bathehi ba nang le maikutlo a pele ba ipehang kotsing ea ho sisinya lichelete kamoo re tsebang kateng.
Tlhahiso ea lichelete e bua ka ho qaptjoa, nts'etsopele, le ho amoheloa ha lisebelisoa tse ncha tsa lichelete, theknoloji, mekhatlo le limmaraka.
Mehlala e kenyelletsa tefo ea khoutu ea QR, li wallet tsa elektroniki, phapanyetsano ea chelete ea crypto, le lits'ebeletso.
E kenyelletsa ho hlahisa mekhoa e mecha ea ho laola kotsi, ho phahamisa chelete, ho tlatsa litšebelisano le mesebetsi e meng ea lichelete.
🧠 Hlahloba 5 Boqapi Sebakeng sa Mosebetsi Maano a ho Khanna Constant Evolution.
Ke Hobane'ng ha Boqapi ba Lichelete bo le Bohlokoa Lefapheng?
Boqapi ba lichelete bo thusa ho theha mekhoa e mecha le e ntlafalitsoeng ea hore batho ba sebelise chelete, joalo ka:
• E ntlafatsa ho kena le ho kenyeletsa: Ha lintho li fetoha ka theknoloji e ncha kapa ha litlhoko tsa bareki li ntse li fetoha, boqapi bo tiisa hore tsamaiso ea lichelete e ka tsoela pele ho ba sebeletsa hantle.
E bula monyetla oa ho fihlella basebelisi ba bangata lefats'eng ka bophara ka mekhoa e mecha e kang sethala sa ho alima marang-rang le lits'ebetso tsa ho lefa mehala.
Sena se lumella batho ba libakeng tse ngata ho qala likhoebo, ho reka matlo, kapa ho boloka chelete bakeng sa thuto eo mohlomong e neng e ke ke ea khonahala.
• E fana ka boiphihlelo bo betere ba bareki: Boqapi bo boetse bo etsa hore tsamaiso ea lichelete e be bonolo ho feta leha e le neng pele.
Lisebelisoa le lits'ebeletso tse ncha joale li u lumella ho etsa banka fonong ea hau, e le hore u ka lefa likoloto habonolo, u kenya licheke le ho fetisetsa chelete ho tsoa kae kapa kae.
Ba thusa basebelisi ho tsetela chelete eo ba e bolokileng le ho lekola tšebeliso ea chelete ka lipompo tse 'maloa hape.
• E matlafatsa tlholisano le kholo ea moruo: Boqapi ba lichelete ha bo felle feela ka boiketlo - bo hlohlelletsa tlholisano e phetseng hantle.
Pakeng tsa libanka, li-insurers, li-platform tsa matsete, le li-startups tse ngata tse ncha, mekhoa e mecha e khothalletsa lik'hamphani ho lula li ntlafatsa boleng le boleng ba litšebeletso tse fanoang ho bareki.
Ka ho tseba hore ba tlameha ho etsa betere kapa ba ipehe kotsing ea ho lahleheloa ke bareki, likhoebo li fetisetsa melemo ea litšenyehelo tse tlase le boiphihlelo bo betere ba bareki ho sechaba.
• E netefatsa botsitso le botsitso nakong e tlang: Sistimi ea lichelete e fumanehang habonolo le tlholisano e thusa ho holisa kholo e pharalletseng ea moruo.
Mehloli e mecha ea lichelete e tšehetsa bo-rakhoebo le ho holisa likhoebo tse nyane tse hirang haholo sebakeng sa heno le ho kenya letsoho ka boqapi bo bocha ba bona.
Baqapi ba boetse ba thusa ho matlafatsa ts'ireletso bakeng sa lintlha tsa bohlokoa tsa basebelisi, boitsebiso, le matlotlo ka ho leka mahlale a macha le maano a taolo ea likotsi.
Sena se tiisa hore indasteri eohle ea lichelete e lula e hlomeletsoe ho sireletsa bareki tlas'a maemo a fetohang a digital bakeng sa lilemo tse tlang.
Ka kakaretso, boqapi ba lichelete ke motheo oa ho ts'ehetsa katleho e tsitsitseng.
Mehlala ea Boqapi ba Lichelete
#1. Online le mobile banking
Libanka tsa setso li ne li hloka ho ea makaleng a sebele nakong ea lihora tse lekanyelitsoeng.
Hona joale, bareki ba ka khona ho laola lichelete tsa bona 24/7 ho tloha sesebelisoa leha e le sefe se nang le khokahanyo ea inthanete.
Li-platform tsa Marang-rang le tsa mehala li thusa lits'ebeletso tse ncha tsa banka hore li se ke tsa khoneha nakong e fetileng joalo ka li-depositi tsa cheke tse hole, phetisetso ea hang-hang ea malapeng / ea machabeng, le litefo tsa lithaka.
E boetse e lumella mekhatlo ea lichelete ho fokotsa litšenyehelo tse amanang le ho boloka marang-rang a maholo a lekala.
#2. Li-platform tsa tefo ea dijithale
Li-platform tse kang PayPal, Venmo, le Cash App li lumella phetisetso ea chelete e potlakileng le e bonolo ea lithaka ho tsoa sesebelisoa sefe kapa sefe 24/7 ntle le ho hloka chelete.
Ntle le tefo ea P2P, Stripe ke sethala se seng se tsebahalang se nolofalletsang litefo tsa marang-rang le tharollo ea lits'ebeletso tsa litefo bakeng sa likhoebo.
Ba butse limmaraka tse ncha tsa marang-rang ka ho tsamaisa mekhoa e sireletsehileng ea tefo ea dijithale bakeng sa barekisi ba boholo bo fapaneng.
Litefiso tsa dijithale li eketsa phihlello ea lits'ebeletso tsa banka ka mehala ea thekeng, esita le likarolong tsa lefats'e moo libanka tsa setso li haellang.
#3. Ho alimana ha lithaka
Li-platform tsa likalimo tsa P2P tse kang LendingClub kapa Prosper li fetotse mebaraka ea khale ea bareki le mebaraka ea lichelete ka boqapi bo matlafatsoang ke lithaka le maano a mang a tlhahlobo a tsamaisoang ke data.
Litaolo tse tsoetseng pele li lekola lintlha tsa ho tšoaneleha bakeng sa mekoloto joalo ka maemo a thuto, nalane ea mosebetsi, le likhokahano tsa sechaba ho tsebahatsa ba alimang ba tšepahalang ba hlokomolohuoang ke mekhoa ea setso.
Ka ho lekola ba alimang ka botlalo ba sebelisa lintlha tse ling, ba alimang P2P ba ka sebeletsa likarolo tsa bareki tse sa hlokomolohuoang ke libanka.
Likalimo tsa motho ka mong li arotsoe ka likhau tse nyane tse tšehelitsoeng ke letlotlo tse ka rekoang ka chelete e kaalo ka $25, ho theola moeli o tlase oa matsete.
#4. Baeletsi ba lirobo
Baeletsi ba lirobo ke sethala sa matsete a theko e tlase se iketsetsang mesebetsi ea matsete mme ka hona se fokotsa litšenyehelo tse holimo haholo ha li bapisoa le baeletsi ba setso.
E boetse e nolofatsa mokhoa oa khale o rarahaneng oa ho aha li-portfolio tse fapaneng ka lipotso tsa inthaneteng le ho theha/tsamaiso ea potefolio.
Theknoloji ea Robo e lumella moeletsi a le mong hore a sebetse ka katleho setsing se seholo sa bareki ka litšenyehelo tse tlase ha a bapisoa le baeletsi ba batho.
Libapali tse tummeng lebaleng lena ke Acorns, SoFi, le Betterment.
#5. Lichelete tsa lichelete
Li-Cryptos tse kang Bitcoin li lumella litšebelisano tse sireletsehileng tsa lithaka ntle le ho hloka banka e bohareng kapa setsi sa lichelete e le mokena-lipakeng.
E thusa ho fetisa chelete ka potlako ka nako efe kapa efe ka linotlolo tsa sechaba/tsa poraefete ho fapana le ho ipapisa le litefiso tsa phapanyetsano ea lichelete le mehala.
Li-Cryptos li emela phetoho e latelang ea chelete e le thepa ea dijithale e ikemetseng ka mefuta ea 'mele joalo ka likoloto tse hatisitsoeng tsa khauta / tsa mmuso.
Basebelisi e ka ba mabitso a maiketsetso ho fapana le ho hloka ho hokela mabitso a molao litšebelisanong joalo ka ka lichelete tsa lefa.
Mehlala e meng ea ntlafatso ea lichelete
• Chelete ea batho ba bangata ea chelete - Ho lumella li-startups le likhoebo tse nyane ho phahamisa chelete inthaneteng ho tsoa ho batseteli ba bangata ka bomong. Mehlala e kenyelletsa GoFundMe, Patreon, le SeedInvest Technology.
• Reka likhetho tsa lichelete - "Reka hona joale, lefa hamorao" lits'ebeletso tse kopantsoeng le libaka tsa khoebo tsa e-commerce bakeng sa litefo tsa instolmente. Mehlala e kenyelletsa Klarna le Afterpay.
• Lintlafatso tsa insurtech - Theknoloji e senya inshorense ka maano a ts'ebeliso ea ts'ebeliso, telematics, ho lemoha bomenemene ho molemo joalo-joalo Mehlala e kenyelletsa Lemonade, Dacadoo le Avinew.
• Mehato ea lichelete tse nyane - Ho fana ka likalimo tse nyane / capital ho bo-rakhoebo ba nang le meputso e tlase ba hlokang litšebelisano ka lihlopha / sechaba.
• Mekhoa e meng ea ho alima chelete - Mehlala ea tlhahlobo ea mekitlane e ipapisitseng le lintlha tseo e seng tsa moetlo joalo ka nalane ea thuto / mosebetsi.
• Lisebelisoa tsa ho bapisa litheko tsa lichelete - Ho thusa bareki / likhoebo habonolo ho bapisa le ho fumana litefiso tse ntle ka ho fetisisa ho likalimo, lihlahisoa tsa matsete le tse ling.
We Tsebisang Nehelano ea Tsela e le 'Ngoe ea Boraro
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Litsela tsa bohlokoa
Boqapi ba lichelete ha se lentsoe feela - bo fetola tsela eo re fumanang chelete ka eona.
Ka morao ho phetoho ena ho na le ts'ebetso e sa khaotseng ea ho haha sistimi e kenyelletsang batho bohle joalo ka nako ea Marang-rang, 'me mehlala ena ke melaoana ea ho ngola bocha ka tekanyo e sa bonahaleng ho tloha ha mabone a qala ho bonesoa lipelong tsa rona tsa lichelete tsa lefats'e💸💰
Lipotso Asked hangata
Phapano ke efe lipakeng tsa Fintech le boqapi ba lichelete?
Fintech ke karoloana ea ntlafatso ea lichelete e buang ka tšebeliso ea mahlale ho ntlafatsa lits'ebeletso tsa lichelete. Boqapi ba lichelete ke nako e pharalletseng e kenyelletsang mahlale a macha a fintech, lihlahisoa, lits'ebeletso, mefuta ea khoebo, melaoana, limmaraka, joalo ka tse fetolang le ho ntlafatsa indasteri ea lichelete. Kahoo, fintech eohle ke boqapi ba lichelete, empa ha se maano ohle a lichelete ao e leng fintech.
Litlhahiso tse ntseng li hlaha tsa lichelete ke life?
Lits'ebetso tse ntseng li hlaha tsa lichelete li ntse li tsamaisoa ke mahlale a macha, joalo ka blockchain, AI, data e kholo, le robotic process automation. Mahlale ana a sebelisetsoa ho iketsetsa mesebetsi, ho ntlafatsa ts'ebetso, le ho theha lihlahisoa le lits'ebeletso tse ncha.
