Ngaba uthatha inxaxheba?

Ungaqala njani ukutyala imali kwizindlu ezithengiswayo ngo-2024

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Astrid Tran 15 Disemba, 2023 8 min funda

Ukuqala njani ukuTyala imali kwiReal Estate?

Ucinga ntoni ukuba imali yakho ilele kwaye akukho mahluko iminyaka? Singasathethi ke ngokunyuka kwamaxabiso, inzala ephantsi yokonga, nokunye. Ke, ukubeka imali yakho esecaleni kutyalo-mali oluthile kunokuba lukhetho olukhulu. Nangona kunjalo, azikho iinketho ezininzi zotyalo-mali eziqinisekisa ukhuseleko kunye nengeniso ephezulu ekuhambeni kwexesha. Kufuneka wenze ntoni?

Ukutyala imali kwi-Real Estate kwakucingwa ngolo hlobo, kodwa, lonke ibali lahlukile. Utyalo-mali lwe-Real Estate yingeniso enengeniso ukuba uyakwazi ukutyala imali ngobulumko. Ngalo engqondweni, eli nqaku lijolise ekukuncedeni ukuba ufumane ulwazi oluninzi kwihlabathi lotyalo-mali lwezindlu nomhlaba kwaye ufunde indlela yokuqalisa ukutyala imali kwizindlu nezindlu ngoku, nokuba unemali encinci.

Ukuqala njani ukuTyala imali kwi-Real Estate
Ukuqala njani ukuTyala imali kwi-Real Estate

Isiqulatho:

Bamba umnyhadala ophilayo wendlela yokuQalisa uTyalo mali kwi-Real Estate

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Ukuqala njani ukuTyala imali kwi-Real Estate

Ukuqala njani ukuTyala imali kwiReal Estate? Ukuba woyika ukuba i-Real estate inomngcipheko ophezulu kunoko unokukufumana, ungoyiki. Le nxalenye ijolise ekuvezeni iintsomi malunga noshishino lwezindlu nomhlaba, cacisa ngononophelo onke amanyathelo okukunceda wenze utyalo-mali olunolwazi.

indlela yokujonga utyalo-mali kwi-real estate ukuze ufumane ingeniso
Ukuqala njani ukutyala imali kwi-real estate

Jonga ishishini lezindlu nezindlu

Nokuba yeyiphi imarike otyala kuyo, elona nyathelo lokuqala libalulekileyo kukufumana ulwazi olubanzi. Uxhotyiswe ngokuqonda okunzulu komthetho ofanelekileyo kunye nobuchule obunzulu bokukunceda ekudambiseni iingozi kunye nokuphepha ukusetyenziswa ngabadlali ababi. 

Ukunqanda ukukhohliswa xa uqala ukuthatha inxaxheba kwimarike yezindlu, unokulandela la macebiso:

Funda malunga nocwangciso kunye nohlalutyo lwengxowa-mali yomhlaba 

Ilizwi "ingxowa-mali yomhlaba” ibhekisa kumhlaba opheleleyo kwiyunithi okanye kwindawo ethile. Uquka zonke iintlobo zomhlaba ezinokubakho kwaye ulawulwa ngawo onke amanqanaba karhulumente, amaziko, amasebe, njalo njalo. Ingxowa-mali yomhlaba ingasetyenziselwa iinjongo ezahlukeneyo. Kuya kufuneka ufumanise ngocoselelo imingcipheko yokuyisebenzisa.

Qonda imithetho enxulumene notyalo-mali lwezindlu

I-real estate yi-asethi enkulu elawulwa ngurhulumente ngumthetho, kwaye zonke iintengiso ze-real estate ziphantsi kolawulo olusemthethweni. Ngenxa yoko, kufuneka ube nolwazi ngolwazi lwezomthetho ukuze uthobele imimiselo kwaye ugweme iingxabano ezingeyomfuneko kunye neengozi.

Uphando kwaye ukhethe uhlobo lwe-real estate investment kunye neqhinga

Izindlu ezithengiswayo nazo zohlulwe ngokwamacandelo ahlukeneyo, kunye nokungafani okubalulekileyo kwamaxabiso. Khetha ii-asethi ezihlangabezana nesakhono somtyali-mali ngamnye ngokusekwe kwiimfuno kunye neendlela zabathengi.

Kukho iintlobo ezintathu ze-real estate:

  • izindlu zokuhlala kubandakanya umhlaba kunye nezakhiwo zokuhlala ezifana namagumbi, iziza zomhlaba, izindlu zasedolophini, iivillas, izindlu zasedolophini, izindlu zabantu ngabanye, njalo njalo.
  • Ishishini kunye nophuhliso loshishino real estate ibandakanya izakhiwo zorhwebo, iindawo zokuthenga nezolonwabo, iindawo zeofisi, kunye nezakhiwo. 
  • Indawo yoshishino: Olu hlobo lwe-real estate lusetyenziselwa ukuxhasa imveliso, efana neefektri, iipaki zemizi-mveliso, njalo njalo.

Ukongeza, nazi izicwangciso ezi-3 ezisisiseko zotyalo-mali lwezindlu nomhlaba onokuthi uzithathele ingqalelo:

  • Utyalo-mali oluqokelelweyo: Izindlu nezindlu yi-asethi eqokelelweyo engachatshazelwa kangako kukuguquguquka kweemarike. Olu hlobo lotyalo-mali lufanelekile kubatyali-mali abanomlinganiselo omkhulu wemali ekhululekile kwaye baqonde ixesha lokuthengisa.
  • Utyalo-mali lokusefa luqheliselo lokuthenga nokuthengisa ngokutsha umhlaba ukuze wenze ingeniso kumahluko wexabiso lemarike. Le fomu inemingcipheko emininzi enokwenzeka kwaye ifuna ukuziqhelanisa neemeko ukuze ube nokukhuphisana.
  • Utyalo-mali luvelisa ukuhamba kwemali: Olu luhlobo lotyalo-mali apho abatyali-mali bathenga izindlu, balungise okanye bayakhe, baze baphinde bayiqeshe. Esi sakhiwo sivelisa ukuhamba kwemali okungaguqukiyo kunye nexesha elide, okwenza ukuba ifanele abatyali-mali abanenkunzi kunye nolawulo olomeleleyo.

Thatha inxaxheba kwiiklasi zokubonisana malunga notyalo-mali lwezindlu

Abo batsha kutyalo-mali banokucinga ngokuthatha iworkshop okanye isifundo esifundiswa yingcali. Awuyi kuxhotyiswa ngolwazi oluchanekileyo kuphela, kodwa ukwazi ukusebenzisana nabantu abanengqondo efanayo kwaye ufumane isikhokelo esiluncedo kwiingcali.

Qonda imarike yezindlu

Ngaba sele uyazi ukuba imarike yezindlu nomhlaba isebenza njani kwaye ibe nenzuzo? Ngoku kuza umlo wokwenene. Sebenzisa la macebiso alandelayo ukuze uqalise kwishishini le-real estate.

Joyina iqela lotyalo-mali lwezindlu nezindlu

Awusayi kuphinda uzikhathaze malunga nokuba ungaqala njani ukutyala imali kwimarike yezindlu nezindlu emva kokuba unokuqonda okusisiseko. Inyathelo elilandelayo kukujoyina iqela lotyalo-mali lwe-intanethi.

Khetha iisayithi ezifanelekileyo ngononophelo. Unokufunda ulwazi oluninzi oluluncedo kwaye wakhe inethiwekhi enkulu yabafowunelwa. Nangona kunjalo, lumka kuba abanye abakhohlisi abavela kwiifemu zokuthengisa izindlu zobuxoki zikhona.

Funda ixesha lokutyala imali kwi-real estate

Ukumisela elona xesha lilungileyo lokutyala imali kunzima kubo bobabini abaqalayo kunye nabatyali-zimali abanamava. Imakethi yezindlu nayo ingumjikelo: Ngokusekwe kwiindlela ezimbini:

  • Ngexesha lokudodobala koqoqosho: amaxabiso ezindlu ngokubanzi ehla kakhulu.
  • Ixesha lokubuyisela kwimeko yesiqhelo: indlela yokukhula koqoqosho ilungile.

Ukongeza, kuya kufuneka unikele ingqalelo kwinto yeBubble yeReal Estate, ekwabizwa ngokuba yi-bubble yezindlu

Cwangcisa imali kunye nokuhamba kwemali

Kubalulekile ukulungiselela imali kwi-real estate investment. Ungayigcina esandleni okanye uyiboleke ebhankini, umzekelo. Kuya kufuneka ukwazi ukubala inzala yenyanga kunye neyonyaka yerenti, phakathi kwezinye izinto.

Ngaphaya koko, xa utyala imali kwi-real estate, abatyali-zimali kufuneka baqonde iingozi:

  • Umbane uphantsi, kwaye ukuthenga kunye nokuthengisa izindlu nomhlaba kubandakanya iinkqubo ezininzi ezinzima kunye neenkqubo.
  • Imida yomthetho emininzi entsonkothileyo iphakathi kwemvelaphi yeengozi zomthetho.
  • Iinkxalabo zezemali nezokusebenza zikhokelela kwinkunzi evalelweyo, nto leyo eyenzeka rhoqo kubatyali-mali abatsha.
  • Umngcipheko worhwaphilizo: abathengisi kunye neenkampani ezingekho semthethweni

Qala ukutyalomali kwi-real estate kwibhajethi ephantsi

indlela yokuqalisa ukutyala imali kwi-real estate yorhwebo
Ukuqala njani ukuTyala imali kwi-Real Estate | imvelaphi: mncedisi

Ungaqala njani ukutyala imali kwi-real estate ngebhajethi encinci? Kwabo bangaqinisekanga ngendlela yokuqalisa ukutyala imali kwizindlu nezindlu, ukuqala ngemali encinci sisiqalo esihle. Unokufumana iindlela ezininzi zotyalo-mali ngeemfuno ezincinci zemali ezidweliswe ngezantsi.

  • Renta inxalenye yendlu yakho ekhoyo
  • I-Crowdfunding real estate platforms 
  • Utyalo-mali lwezindlu nezindlu (REIT)
  • Ukwenza intsebenziswano kutyalo-mali kwi-real estate
  • Thenga indawo yokurenta

IItrakthi ezibalulekileyo

Ukuqala njani ukuTyala imali kwi-Real Estate, ngaba uyifumene? Ukutyala imali kwi-real estate akulula, ngakumbi kubantu abatsha. Inzuzo enkulu, kokukhona umngcipheko uphezulu. Ukongeza kulwazi lotyalo-mali, kufuneka uzixhobise ngolunye ulwazi olunxulumeneyo olufana nezezimali, uqoqosho, iintsingiselo zemarike, kunye nentengiso.

💡Ngaba usebenza kwinkcazo-ntetho yakho malunga "Nendlela yokuQalisa uTyalomali kwizindlu ezithengiswayo" kwaye ayijongeki njengempahla ngokwenene. Yongeza iipoli ezibukhoma, iikhwizi, imidlalo, ivili lezipho kude, kunye nokunye IAhaSlides ukubandakanya abaphulaphuli bakho kuwo wonke umsitho.

Imibuzo ebuzwa qho

Utyala njani i-10k yeedola ukuze ufumane ingeniso?

Izitokhwe ezihlawula isahlulo, iibhondi, kunye nezakhiwo zokurenta zinokukunceda wenze ipotfoliyo eyenza ingeniso engenayo. Ungajoyina i-Real Estate Crowdfunding okanye unikele inkunzi kunye namaqabane akho. 

Indlela yokuguqula i-10K ibe yi-100k?

Enye yeendlela ezikhuselekileyo kukutyalomali kwi-real estate. Le yinkqubo apho uthenga umhlaba okhoyo kwaye uwudwelise njengepropathi erentwayo. Emva koko uya kufumana imali ngeentlawulo zerenti kunye noxabiso lwepropathi.

Nangona kunjalo, ngexabiso elincinci lemali, kufuneka ufunde ukuthatha inxaxheba kwiqonga lotyalo-mali lwe-intanethi okanye ulidibanise nezinye ezininzi.

Ref: CNBC | Forbes