Bii o ṣe le Bẹrẹ Idoko-owo ni SIP fun Awọn olubere? Njẹ o ti ṣe iyalẹnu tẹlẹ nipa ilana kan ti kii ṣe irọrun agbaye eka ti awọn idoko-owo ṣugbọn tun jẹ ki o wa si gbogbo eniyan bi?
Tẹ Eto Idoko-owo Eto (SIP), ọna ti o gba ni ibigbogbo ni agbegbe inawo idoko-owo. Ṣugbọn kini o jẹ ki SIP duro jade? Bawo ni o ṣe n ṣakoso eewu ni imunadoko, ti o jẹ ki o ṣe adaṣe fun awọn tuntun?
Let's explore the foundations of SIP, unravel its advantages, and take a closer look at the basic steps of how to start investing in SIP ultimately.
Bii o ṣe le Bẹrẹ Idoko-owo ni SIP
Atọka akoonu:
- Kini Eto Idoko-owo Eto (SIP)
- Awọn anfani Nigbati Idoko-owo ni SIP
- Bii o ṣe le Bẹrẹ Idoko-owo ni SIP fun Awọn olubere
- isalẹ Line
- Nigbagbogbo bi Ìbéèrè
Host a live "How to start investing in SIP" workshop
Jẹ́ kí àwọn Olùgbọ́ Rẹ fọwọ́ sowọ́ pọ̀
Bẹrẹ ijiroro ti o nilari, gba awọn esi to wulo ati kọ awọn olugbo rẹ. Forukọsilẹ lati mu awoṣe AhaSlides ọfẹ
🚀 Gba adanwo Ọfẹ☁️Kini Eto Idoko-owo Eto (SIP)
Eto Idoko-owo eleto kan (SIP) duro jade bi ilana ti o gba ni ibigbogbo laarin agbegbe inawo idoko-owo. O duro fun a rọ ati isunmọ onafun awọn oludokoowo, ti o fun wọn laaye lati ṣe itọsi iye ti a ti pinnu tẹlẹ ni awọn aaye arin deede, nigbagbogbo ni ipilẹ oṣu kan, sinu inawo idoko-owo ti o yan. Ọna yii ngbanilaaye awọn oludokoowo lati ṣajọ awọn ere lori igba pipẹ lakoko lilọ kiri ni lilọ kiri ni awọn iyipada ọja.
Apẹẹrẹ to dara jẹ ọmọ ile-iwe giga tuntun kan pẹlu owo osu deede ti 12 milionu. Ni kete lẹhin gbigba owo-oṣu rẹ ni gbogbo oṣu, o lo 2 million lati ṣe idoko-owo ni koodu iṣura laibikita boya ọja naa n lọ soke tabi isalẹ. O tesiwaju lati ṣe bẹ fun igba pipẹ.
Nitorinaa, o le rii pe, pẹlu ọna idoko-owo yii, ohun ti o nilo kii ṣe odidi owo nla, ṣugbọn a idurosinsin oṣooṣu owo sisan. Ni akoko kanna, ọna yii tun nilo awọn oludokoowo lati ṣe idoko-owo nigbagbogbo fun igba pipẹ.
Awọn anfani Nigbati Idoko-owo ni SIP
Bii o ṣe le bẹrẹ idoko-owo ni SIP lati mu ọpọlọpọ awọn anfani wa ni igba pipẹAverage the investment's input price (dollar-cost averaging).
Fun apẹẹrẹ, ti o ba ni 100 milionu lati ṣe idoko-owo, dipo ki o ṣe idoko-owo 100 milionu lẹsẹkẹsẹ ni koodu iṣura, o pin idoko-owo naa si awọn osu 10, ni oṣu kọọkan ti n ṣe idoko-owo 10 milionu. Nigbati o ba tan idoko-owo rẹ lori awọn oṣu 10, iwọ yoo ni anfani lati iye owo rira apapọ ti awọn igbewọle lori awọn oṣu 10 yẹn.
There are some months when you buy stocks at a high price (fewer shares purchased), and the next month you buy stocks at a low price (more shares purchased)... But in the end, you will definitely benefit because you can buy it at an average price.
Didinku Awọn ẹdun, Mimu Iṣeduro Didara
When investing in this form, you can separate emotional factors from investment decisions. You don't need to have a headache thinking: "The market is falling, prices are low, should I buy more?" "What if you buy while it's going up, then tomorrow the price goes down?"...When you invest periodically, you will invest regularly no matter what the price is.
Ifowosowopo, Idoko-owo Imudara Akoko fun Gbogbo Eniyan
You don't need a lot of money or too much time to invest in SIP. As long as you have a stable cash flow, you can invest in this form. You also don't need to spend too much time every day observing the market, or thinking twice about buying and selling. Therefore, this is a form of investment suitable for the majority.
Bii o ṣe le Bẹrẹ Idoko-owo ni SIP fun Awọn olubere
Bawo ni lati Bẹrẹ Idoko-owo ni SIP? Awọn igbesẹ ipilẹ wọnyi ṣe apejuwe awọn idi ati awọn abajade gidi ti o da lori awọn agbara ọja ati awọn ayidayida kọọkan. Ṣe iṣaju iwadii okeerẹ ki o ronu wiwa imọran lati ọdọ alamọdaju owo ṣaaju ṣiṣe awọn ipinnu idoko-owo.
Bii o ṣe le Bẹrẹ Idoko-owo ni SIP fun Awọn olubereYan Atọka Atọka SIP kan
- sampleBẹrẹ irin-ajo idoko-owo rẹ nipasẹ ṣiṣewadii awọn owo atọka SIP ti o ṣe deede pẹlu awọn ibi-afẹde inawo rẹ. Jade fun awọn owo ti o sopọ mọ awọn atọka olokiki gẹgẹbi S&P 500.
- apeere: You might select Vanguard's S&P 500 Index Fund for its robust performance tracking the S&P 500.
- Abajade ti o pọju: Yiyan yii n pese ifihan si portfolio oniruuru ti asiwaju awọn ọja AMẸRIKA, ṣeto ipilẹ fun idagbasoke ti o pọju.
Ṣe ayẹwo Awọn Idi Idoko-owo Rẹ ati Ifarada Ewu
- sample: Ṣe ayẹwo awọn ibi-afẹde owo rẹ ati itunu eewu. Ṣe ipinnu boya o tẹri si idagbasoke igba pipẹ tabi fẹran ilana iṣọra diẹ sii.
- apeere: If your aim is sustained growth with moderate risk, consider Vanguard's S&P 500 Index Fund as it aligns with this risk profile.
- Abajade ti o pọju: Ṣiṣeto yiyan inawo inawo rẹ pẹlu ifarada eewu rẹ ṣe alekun agbara rẹ si awọn iyipada ọja oju ojo.
Bẹrẹ akọọlẹ alagbata kan ati Mu awọn ibeere KYC ṣẹ
- sampleBẹrẹ irin-ajo idoko-owo rẹ nipa didasilẹ akọọlẹ alagbata kan pẹlu pẹpẹ olokiki bi Charles Schwab tabi Fidelity. Pari awọn ibeere Mọ Onibara Rẹ (KYC) pataki.
- apeere: Ṣii akọọlẹ kan pẹlu Charles Schwab, fifisilẹ idanimọ pataki ati ẹri adirẹsi fun ilana KYC.
- Abajade ti o pọju: Ṣiṣẹda akọọlẹ aṣeyọri fun ọ ni iraye si lati bẹrẹ idoko-owo ni inawo atọka SIP ti o yan.
Ṣeto Awọn ifunni SIP Aifọwọyi
- sample: Ṣeto ipele fun idoko-owo deede nipa ṣiṣe ipinnu idasi oṣooṣu (fun apẹẹrẹ, $200) ati siseto fun awọn gbigbe adaṣe nipasẹ akọọlẹ alagbata rẹ.
- apeere: Automate a monthly investment of $200 into Vanguard's S&P 500 Index Fund.
- Abajade ti o pọju: Awọn ifunni adaṣe ṣe ijanu agbara ti idapọmọra, mimu idagbasoke idagbasoke igba pipẹ ti o pọju.
Atunwo nigbagbogbo ati Ṣatunṣe bi o ṣe nilo
- sample: Stay actively engaged by regularly reviewing your SIP index fund's performance, and making adjustments when necessary.
- apeere: Ṣe awọn igbelewọn mẹẹdogun, ṣatunṣe iye SIP rẹ, tabi ṣawari awọn owo miiran ti o da lori awọn ipo ọja.
- Abajade ti o pọju: Awọn atunwo igbakọọkan fun ọ ni agbara lati ṣe awọn ipinnu alaye, ni ibamu si awọn aṣa ọja, ati duro ni ibamu pẹlu awọn ibi-afẹde inawo rẹ
isalẹ Line
Ṣe o gba bii o ṣe le bẹrẹ idoko-owo ni SIP ni bayi? Eto Idoko-owo eleto (SIP) kii ṣe ilana idoko-owo nikan ṣugbọn ọna kan ti o so ayedero ati idagbasoke ni agbaye inawo. Agbara rẹ lati apapọ awọn idiyele titẹ sii nipasẹ aropin idiyele-dola, dinku ailagbara ẹdun, ati pese ṣiṣanwọle, ọna idoko-owo fifipamọ akoko fun gbogbo eniyan jẹ ki o jẹ yiyan iyalẹnu.
Síwájú sí i, SIP jẹ́ ìmọ̀ ọgbọ́n orí tí ó máa ń jẹ́ kí ìdijú rọrùn tí ó sì ń fún ìbáwí, ìsọfúnni, àti ìrànlọ́wọ́ níyànjú fún àwọn tí wọ́n fẹ́ ṣàfikún ìnáwó ti ara ẹni.
💡Want to make engaging workshops or training about "How to start investing in SIP", check out AhaSlides ni bayi! O jẹ ohun elo iyalẹnu fun awọn ẹni-kọọkan ati awọn iṣowo ti n wa sọfitiwia igbejade gbogbo-ni-ọkan ti o pẹlu awọn akoonu ọlọrọ, awọn idibo laaye, awọn ibeere, gamified-orisun eroja.
Nigbagbogbo bi Ìbéèrè
SIP wo ni o dara lati bẹrẹ?
Ọna idoko-owo yii dara nikan fun awọn ọja owo ti o le ra nkan, fun apẹẹrẹ, awọn ọja iṣura, goolu, awọn ifowopamọ, awọn owo-iworo, bbl Ni ipilẹ, ti o ba jẹ idoko-igba pipẹ, iye dukia yoo dajudaju pọ si ni akoko pupọ. Ni awọn oṣu akọkọ ati awọn ọdun, nitori lapapọ idoko-owo tun jẹ kekere, o le gba awọn eewu giga ati èrè lati awọn iyipada ọja nla.
Elo owo ni o dara fun olubere lati nawo ni SIP?
Ti o ba ṣe idoko-owo $5,000 ni SIP, iye naa yoo pin kaakiri lori inawo-ifowosowopo ti o yan ni awọn diẹdiẹ deede. Fun apẹẹrẹ, pẹlu SIP oṣooṣu kan, $5,000 rẹ le jẹ idoko-owo bi $500 fun oṣu kan ju oṣu mẹwa lọ. Iduroṣinṣin jẹ pataki ju iye akọkọ lọ, ati pe o le ṣatunṣe nigbagbogbo bi ipo inawo rẹ ṣe dara si. Abojuto igbagbogbo ṣe idaniloju awọn idoko-owo rẹ ni ibamu pẹlu awọn ibi-afẹde rẹ ati awọn ipo ọja.
Bawo ni MO ṣe le bẹrẹ ni SIP?
How to start investing in SIP? The necessary condition for you to be able to invest periodically is to have a stable cash flow. The monthly amount of money you set aside for investment needs to be completely separated from other life needs, including urgent needs such as health risks, and unemployment risks... Periodic investments continuously, that is, the investment is unlimited in time.
Nitorinaa, o nilo lati mura silẹ ni ọpọlọ pe eyi jẹ idoko-owo igba pipẹ, eyiti o le ṣiṣe to ọdun mẹwa. Imọran kekere kan nibi ni pe ṣaaju ki o to bẹrẹ idoko-owo, o yẹ ki o kọ inawo pajawiri fun ararẹ. Eyi jẹ owo lati ṣe iranlọwọ fun ọ lati koju awọn ipo pajawiri ni igbesi aye.
Ref: HDFC banki | Igba ti India
Tags: idokowo
