Uvuka ngenye intsasa, ujonge ifowuni yakho, kwaye nantso - intlawulo engalindelekanga kwikhadi lakho letyala kwinkonzo obucinga ukuba uyirhoxisile. Loo mvakalelo yokutshona kwesisu sakho xa uqonda ukuba usahlawuliswa into ongasayisebenzisiyo nokuyisebenzisa.
Ukuba eli libali lakho, awuwedwa.
Enyanisweni, ngokutsho uphando luka-2022 olwenziwe yiBankrate, 51% yabantu baneendleko ezingalindelekanga zokurhuma ezisekelwe kumaxabiso.
Mamela:
Akusoloko kulula ukuqonda indlela amaxabiso asekelwe kurhumo asebenza ngayo. Kodwa oku blog Iposti iya kukubonisa ukuba uyayiqonda ngqo into omawuyilumkele kunye nendlela yokuzikhusela.
I-4 yoMrhumo oQhelekileyo-Esekelwe kwiMigibe yeXabiso
Mandicace malunga nento: Ayizizo zonke iimodeli zamaxabiso ezisekwe kumrhumo ezimbi. Iinkampani ezininzi zizisebenzisa ngokufanelekileyo. Kodwa kukho imigibe eqhelekileyo ekufuneka uyilumkele:
Uhlaziyo olunyanzelwayo oluzenzekelayo
Nantsi into eqhele ukwenzeka: Ubhalisela ulingo, kwaye ngaphambi kokuba uyazi, utshixelwe kuhlaziyo oluzenzekelayo. Iinkampani zihlala zizifihla ezi setingi nzulu kwiinketho zeakhawunti yakho, zizenza kube nzima ukuzifumana kunye nokucima.
Ukutshixa ikhadi letyala
Ezinye iinkonzo zenza kube nzima ukususa iinkcukacha zekhadi lakho. Baza kuthetha izinto ezifana "nokuhlaziya indlela yokuhlawula ayifumaneki" okanye bafune ukuba wongeze ikhadi elitsha ngaphambi kokususa elidala. Oku akuphoxi nje. Oku kunokukhokelela kwiintlawulo ezingafunwayo.
'Imaze yokurhoxisa'
Ngaba wakha wazama ukurhoxisa umrhumo kuphela ukuze uphele kwi-loop engapheliyo yamaphepha? Iinkampani zihlala ziyila ezi nkqubo zinzima zinethemba lokuba uya kunikezela. Inkonzo enye yokusasaza ide ifune ukuba uncokole nommeli oya kuzama ukukucenga ukuba uhlale-ayisiyonto isebenziseka lula!
Iintlawulo ezifihliweyo kunye namaxabiso angacacanga
Qaphela amabinzana afana nokuthi "ukuqala nje..." okanye "ixabiso lentshayelelo elikhethekileyo". Le mifuziselo yamaxabiso esekelwe kurhumo isoloko ifihla iindleko zokwenyani kushicilelo oluhle.
Amalungelo akho njengoMthengi
Kubonakala ngathi ungajongana nemigibe emininzi yamaxabiso esekwe kurhumo. Kodwa nazi iindaba ezimnandi: Unamandla angaphezulu kunawe. Zombini e-United States kunye ne-EU, imithetho eyomeleleyo yokhuseleko lwabathengi ikhona ukukhusela umdla wakho.
Ngemithetho yokhuseleko lwabathengi base-US, iinkampani kufuneka:
Cacisa ngokucacileyo imigaqo yabo yamaxabiso esekelwe kumrhumo
The Federal Trade Commission (i-FTC) igunyazisa ukuba iinkampani kufuneka ziveze ngokucacileyo nangokucacileyo yonke imiqathango yentengiselwano phambi kokufumana imvume yolwazi yomthengi. Oku kuquka amaxabiso, ukuphindaphindwa kwentlawulo, kunye nayo nayiphi na imiqathango yohlaziyo oluzenzekelayo.
Nika indlela yokurhoxisa imirhumo
Buyisela uMthetho wokuZithemba kwabaThengi kwi-Intanethi (IROSCA) ikwafuna ukuba abathengisi babonelele ngeendlela ezilula kubathengi ukuba barhoxise iintlawulo eziphinda zivele. Oku kuthetha ukuba iinkampani azinakukwenza kube nzima ngokungekho ngqiqweni ukuphelisa umrhumo.
Imbuyekezo xa iinkonzo zisilela
Ngelixa imigaqo-nkqubo yembuyekezo jikelele ihluka ngokwenkampani, abathengi banamalungelo okuphikisana neentlawulo ngokusebenzisa abalungisi bentlawulo. Umzekelo, Inkqubo yengxabano kaStripe ivumela abanini bamakhadi ukuba bacele umngeni kwiintlawulo abakholelwa ukuba azigunyaziswanga okanye azichanekanga.
Kwakhona, abathengi bakhuselwe yi UMthetho wokuTyala ngeTyala oLungileyo kunye neminye imithetho malunga neengxabano zekhadi letyala.
Imalunga ne-US imithetho yokhuseleko lwabathengi. Kwaye iindaba ezimnandi kubafundi bethu be-EU - ufumana ukhuseleko olungakumbi:
Ixesha lokupholisa leentsuku ezili-14
Utshintshe ingqondo yakho malunga nomrhumo? Uneentsuku ezili-14 zokurhoxisa. Enyanisweni, i I-EU's Consumer Rights Directive inika abathengi ixesha leentsuku ezili-14 "lokuphola" ukurhoxa kumgama okanye ikhontrakthi ye-intanethi ngaphandle kokunika nasiphi na isizathu. Oku kusebenza kwimirhumo emininzi ye-intanethi.
Imibutho yabathengi eyomeleleyo
Amaqela okhuseleko lwabathengi anokukuthathela amanyathelo asemthethweni. Lo myalelo uvumela "amaqumrhu afanelekileyo" (njengemibutho yabathengi) ukuba athabathe amanyathelo asemthethweni ukunqanda izenzo zorhwebo ezingafanelekanga ezonakalisa umdla wabathengi.
Ukusombulula ingxabano elula
I-EU yenza kube lula kwaye kutshiphu ukusombulula imiba ngaphandle kokuya enkundleni. Lo myalelo ukhuthaza ukusetyenziswa kwe ADR (Enye iSicombululo seNgxwabangxwaba) ukusombulula iingxabano zabathengi, ukunika enye indlela ekhawulezayo nengabizi kakhulu kwiinkqubo zenkundla.
Uzikhusela njani kwiMigibe yeXabiso eSekwe kwiRhafu
Nasi isivumelwano: Nokuba use-US okanye EU, unokhuseleko oluluqilima lomthetho. Kodwa khumbula hlala uphonononga imigaqo kunye neemeko zayo nayiphi na inkonzo yobhaliso kwaye uqonde amalungelo akho ngaphambi kokuba ubhalise. Mandabelane ngeengcebiso ezisebenzayo zokukunceda uhlale ukhuselekile ngeenkonzo zorhumo:
Bhala yonke into
Xa ubhalisela inkonzo, gcina ikopi yephepha lexabiso kunye nemigaqo yobhaliso lwakho. Usenokuzifuna kamva. Beka zonke iirisithi zakho kunye nee-imeyile zokuqinisekisa kwifolda eyahlukileyo kwibhokisi yakho yeposi. Ukuba uyeka inkonzo, bhala phantsi inombolo yokuqinisekisa ukurhoxiswa kunye negama lommeli wenkonzo yabathengi othethe naye.
Qhagamshelana nenkxaso ngendlela efanelekileyo
Kubalulekile ukuba ube nembeko kwaye ucace kwi-imeyile yakho xa usenza ityala lakho. Qiniseka ukuba unika iqela lenkxaso ulwazi lweakhawunti yakho kunye nobungqina bentlawulo. Ngale ndlela, banokukunceda ngcono. Okona kubaluleke kakhulu, cacisa malunga nento oyifunayo (njengembuyekezo) kunye nokuba uyifuna nini. Oku kuya kukunceda uphephe iintetho ezinde emva naphambili.
Yazi ixesha lokunyuka
Ukuba uzame ukusebenza kunye nenkonzo yabathengi kwaye ubethe udonga, unganikezeli - yenyuka. Kuya kufuneka uqale ngokuphikisa intlawulo kunye nenkampani yekhadi lakho letyala. Ngokuqhelekileyo banamaqela ajongana neengxaki zentlawulo. Qhagamshelana neofisi yakho yokhuseleko lwabathengi kwimiba ephambili kuba ikhona ukunceda abantu abajongana nezenzo zoshishino ezingalunganga.
Yenza ukhetho lokubhalisa oluhlakaniphile
Kwaye, ukunqanda iintlawulo ezingafunekiyo kunye nokuthatha amanyathelo okubuyisela imali, ngaphambi kokuba ubhalisele nasiphi na isicwangciso sexabiso esisekwe kurhumo, khumbula:
- Funda umbhalo omhle
- Jonga imigaqo-nkqubo yokurhoxisa
- Seta izikhumbuzi zekhalenda zokuphela kovavanyo
- Sebenzisa amanani ekhadi lenyani ukulawula ngcono
Xa Izinto Zingahambi kakuhle: Amanyathelo ama-3 Aluncedo Okubuyisela Imbuyekezo
Ndiyayiqonda indlela enokuba buhlungu ngayo xa inkonzo ingafikeleli kulindelo lwakho kwaye ufuna imbuyekezo. Ngelixa sinethemba lokuba awusoze ujongane nale meko, nasi isicwangciso esicacileyo sokukunceda ufumane imali yakho.
Inyathelo 1: Qokelela ulwazi lwakho
Okokuqala, qokelela zonke iinkcukacha ezibalulekileyo ezingqina ityala lakho:
- iinkcukacha ze-akhawunti
- Iirekhodi zentlawulo
- Imbali yonxibelelwano
Inyathelo lesi-2: Qhagamshelana nenkampani
Ngoku, fikelela kwinkampani ngokusebenzisa amajelo enkxaso asemthethweni - nokuba yidesika yabo yoncedo, i-imeyile yenkxaso, okanye i-portal yenkonzo yabathengi.
- Sebenzisa amajelo enkxaso asemthethweni
- Cacisa malunga nento oyifunayo
- Zibekele umhla obekiweyo ofanelekileyo
Inyathelo lesi-3: Ukuba kuyimfuneko, yonyusa
Ukuba inkampani ayiphenduli okanye ayizukunceda, unganikezeli. Usenokhetho:
- Fayila imbambano yekhadi letyala
- Qhagamshelana nee-arhente zokhuseleko lwabathengi
- Yabelana ngamava akho kwiindawo zokuphonononga
Kutheni ukhetha iiAhaSlides? Indlela eyahlukileyo yokuBhalisa-Amaxabiso aSekwe
Apha kulapho sisenza khona izinto ngokwahlukileyo kwi-AhaSlides.
Sibonile ukuba amaxabiso anokunxunguphalisa kangakanani na asekelwe kumrhumo. Emva kokuva amabali amaninzi malunga nemirhumo efihliweyo kunye nokurhoxiswa kwamaphupha amabi, sigqibe kwelokuba senze izinto ngokwahlukileyo kwi-AhaSlides.
Imodeli yethu yexabiso esekwe kurhumo yakhiwe kwimigaqo emithathu:
ingcaciso
Akukho mntu uthanda ukumangala xa kufikwa kwimali yakhe. Kungenxa yoko le nto siye sasusa imirhumo efihliweyo kunye namanqanaba amaxabiso abhidayo. Into oyibonayo yile nto kanye uyihlawulayo - akukho printiweyo, akukho ntlawulo imangalisayo xa uyihlaziya. Yonke into kunye nemida icaciswe ngokucacileyo kwiphepha lethu lamaxabiso.
voco
Sikholelwa ukuba kufuneka uhlale nathi kuba ufuna, hayi kuba ubanjisiwe. Yiyo loo nto sikwenza kube lula ukulungisa okanye ukurhoxisa isicwangciso sakho nangaliphi na ixesha. Akukho zifowuni zinde, akukho hambo lityala-ulawulo nje olulula lweakhawunti olubeka ukuba ulawule umrhumo wakho.
Inkxaso yokwenene yabantu
Khumbula xa inkonzo yabathengi yayithetha ukuthetha nabantu bokwenyani abakhathalayo? Sisakholelwa kuloo nto. Nokuba usebenzisa isicwangciso sethu sasimahla okanye ubhalisele iprimiyamu, uya kufumana uncedo kubantu bokwenyani abaphendula kwiiyure ezingama-24. Silapha ukusombulula iingxaki, hayi ukuzidala.
Sibonile ukuba amaxabiso anokunxunguphalisa kangakanani na asekelwe kumrhumo. Yiyo loo nto sigcina izinto zilula:
- Izicwangciso zenyanga ungazirhoxisa nanini na
- Amaxabiso acacileyo ngaphandle kwemirhumo efihliweyo
- Ipolisi yembuyiselo yeentsuku ezili-14, akukho mibuzo ibuziweyo (Ukuba unqwenela ukurhoxisa phakathi kweentsuku ezilishumi elinesine (14) ukusukela kusuku obhalise ngalo, kwaye awuzange usebenzise ngempumelelo i-AhaSlides kumsitho ophilayo, uya kufumana imbuyiselo epheleleyo.)
- Iqela lenkxaso eliphendula kwiiyure ezingama-24
Iingcinga Final
Ubume bomrhumo uyatshintsha. Iinkampani ezongezelelekileyo zamkela imifuziselo yamaxabiso asekelwe elubala. E-AhaSlides, siyazingca ngokuba yinxalenye yolu tshintsho lulungileyo.
Ngaba uyafuna ukufumana inkonzo yorhumo olufanelekileyo? Zama iAhaSlides simahla namhlanje. Akukho khadi letyala elifunekayo, akukho ntlawulo imangalisayo, amaxabiso nje anyanisekileyo kunye nenkonzo entle.
Silapha ukubonisa ukuba amaxabiso asekelwe kurhumo anokulunga, acace, kwaye alungele abathengi. Kuba kufanele kube njalo. Unelungelo lokuphathwa ngokufanelekileyo kumaxabiso asekelwe kurhumo. Ngoko ke, musa ukuhlala phantsi.
Ngaba ukulungele ukuva umahluko? Ndwendwela iphepha lethu lamaxabiso ukufunda ngakumbi malunga nezicwangciso zethu ezithe ngqo kunye nemigaqo-nkqubo.
I-P / s: Inqaku lethu libonelela ngolwazi oluqhelekileyo malunga neenkonzo zokubhalisa kunye namalungelo omthengi. Ukuze ufumane iingcebiso zomthetho, nceda udibane nengcali yezomthetho ekwindawo yakho.
